South Africa: Personal Underwriter posted by Fouche & Co Recruitment

April 13, 2026 Jobs in South Africa

Fouche & Co Recruitment

South Africa

Other Insurance

Job Description

The Personal Underwriter will be responsible for evaluating personal insurance applications, analyzing risk factors, and determining appropriate policy terms and coverage levels.
The role requires a balance of analytical skill and client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients.

Key Responsibilities

Evaluate personal insurance applications and assess associated risks.
Determine appropriate policy coverage, terms, and premiums.
Issue and manage policies and endorsements in line with company guidelines.
Build and maintain strong client and broker relationships.
Manage a portfolio of clients, providing expert advice and support.
Ensure compliance with regulatory standards and internal policies.
Collaborate with the claims department to address underwriting-related issues.
Conduct market research to stay informed on trends and emerging risks.
Maintain accurate records and documentation of underwriting decisions.
Address client inquiries promptly to ensure service excellence and retention.

Key Attributes

Exceptional attention to detail and accuracy.
Proactive and solutions-driven mindset.
Strong customer service orientation.
Excellent communication and negotiation skills.
Collaborative team player.

Requirements

Matric (Grade 12) or equivalent qualification.
2–5 years of experience in personal underwriting, preferably in short-term insurance.
Relevant insurance certifications (e.g., NQF Level 4, RE5) are advantageous.
Strong analytical, decision-making, and interpersonal skills.
In-depth understanding of personal insurance products and underwriting principles.

Remuneration
Market-related salary based on experience.

**Only shortlisted candidates will be contacted**

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Other Insurance Jobs in South Africa

In the context of Other Insurance positions in South Africa, it is common to find a steady demand for professionals who can manage and oversee insurance claims, policy administration, and risk management. Typically, this field operates within various industries, including financial services, technology, and manufacturing sectors.

When it comes to salaries, broad ranges can be expected, with typically starting salaries ranging from R200 000 to R300 000 per annum for junior positions, increasing to around R500 000 to R700 000 per annum for more senior roles. However, please note that actual salaries can vary widely depending on factors such as the size of the company, industry sector, experience level, and qualifications held by the individual.

To excel in an Other Insurance role, common skills include strong analytical and problem-solving abilities, excellent communication and interpersonal skills, a solid understanding of insurance policies and regulations, and experience with policy administration software. Additionally, proficiency in Microsoft Office applications, particularly Excel, is often highly valued. Proficiency in languages such as Afrikaans or isiZulu may also be an advantage in certain contexts.

Other Insurance roles can commonly be found within the financial services sector, where companies that offer insurance products to individuals and businesses need professionals to manage claims and policy administration. Technology companies and manufacturing firms also frequently require staff with expertise in this field. In general, organisations across a range of industries value the skills and experience offered by professionals in Other Insurance roles.

Career progression for those in Other Insurance roles is generally good, with opportunities for advancement to senior positions or into specialist roles such as risk management or policy development. With experience and additional qualifications, individuals can progress into leadership roles within an organisation, or transition into related fields such as actuarial science or claims adjusting.

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This information provides general career guidance. Actual salaries and requirements vary by employer.

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