Job Description
Responsibilities:
- Lead the analysis of retail credit portfolios, identifying risks, trends, and opportunities to optimize performance.
- Develop and implement data-driven strategies to manage customer risk, improve collections, and support growth initiatives.
- Translate complex data into actionable insights, recommendations, and reporting for senior management and the Board.
- Monitor key risk indicators, ensuring compliance with regulatory and internal policies.
- Collaborate with cross-functional teams, including Marketing, Operations, and Finance, to integrate risk analytics into business strategy.
- Drive continuous improvement through advanced analytics, predictive modeling, and scenario analysis.
Qualifications & Experience:
- Relevant postgraduate degree in mathematical or statistical subjects preferred; B. Com or Business Science degree acceptable.
- 8+ years’ experience in consumer credit analytics, with proven ability to implement solutions based on analytical findings.
- Strong experience in retail credit risk management and portfolio analytics.
- Advanced numerical, analytical, and problem-solving skills.
- Proficiency in data analysis tools and platforms (Python, R, SQL, SAS, or similar).
- Experience with reporting, dashboards, and visualization tools (Power BI, Tableau, etc.).
- Ability to communicate complex analytical findings clearly to non-technical stakeholders.
- Strong collaboration, leadership, and project management skills.
The Reference Number for this position is NG61095 which is a Permanent, onsite role in Cape Town offering a salary of up to R1mil per annum salary negotiable based on experience. E-mail Nokuthula on .za or call her for a chat on (***)***-**** to discuss this and other opportunities.
Are you ready for a change of scenery? e-Merge IT recruitment is a niche recruitment agency. We offer our candidates options so that we can successfully place the right people with the right companies, in the right roles. Check out the e-Merge IT website .za for more great positions.
Do you have a friend who is a developer or technology specialist? We pay cash for successful referrals
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other IT/Computer Jobs in South Africa
In South Africa, the IT and computer industry is a significant contributor to the country’s economy, with a diverse range of job opportunities available across various sectors. Typically, these roles involve working with technology to drive business growth, improve efficiency, and enhance customer experience. Generally, careers in this field require a strong understanding of technical concepts and a willingness to adapt to changing technologies.
When it comes to salary expectations, it’s common for IT and computer professionals in South Africa to earn broad ranges that can vary significantly depending on factors such as experience, company size, and industry sector. Typically, entry-level positions may offer salaries between R400 000 and R600 000 per annum, while more senior roles can command higher figures, often ranging from R800 000 to R2 million or more, depending on the specific requirements of the job.
Common skills for IT and computer professionals in South Africa typically include proficiency in programming languages such as Java, Python, or C++, as well as experience with operating systems like Windows, Linux, or macOS. Data analysis and visualisation tools like Tableau, Power BI, or D3.js are also often required, particularly in roles involving data science or business intelligence. Additionally, IT professionals should be familiar with cloud computing platforms like AWS, Azure, or Google Cloud, as well as cybersecurity principles to protect against threats. Other essential skills may include project management, collaboration tools like Slack or Trello, and a solid understanding of database management systems.
Industries that commonly employ IT and computer professionals in South Africa include the financial services sector, technology industry, manufacturing sector, and public sector organisations. These sectors often require specialists to design, implement, and maintain complex technological systems, ensuring they operate efficiently and securely.
Career development opportunities for IT and computer professionals in South Africa are diverse and varied. Typically, entry-level roles provide a solid foundation for progression into mid-tier positions, where professionals can take on more senior responsibilities and develop their technical expertise. With experience, it’s common to move into leadership roles or transition into related fields like data science, artificial intelligence, or cybersecurity. Many companies also offer opportunities for training, certification, and continuing education to support the ongoing development of their employees’ skills and knowledge.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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