Job Description
About the Role
We are seeking an experienced Credit Risk Advisor to join our client’s team in Port Elizabeth. As a key member of the credit risk management department, you will be responsible for assessing and managing client risk while providing strategic value through credit insurance, collections, and advisory services.
Key Responsibilities
- Analyse debtor, financial, and market information to identify and mitigate client risk.
- Manage and support Debt Recovery Specialists and Credit Risk Assistants.
- Conduct regular client visits, debtor meetings, and risk assessments.
- Provide market intelligence and value-added advisory services to clients.
- Assess Annual Financial Statements and management accounts to determine risk exposure.
- Recommend appropriate security measures (suretyships, cessions, acknowledgements of debt, etc.).
- Monitor insured and uninsured accounts, including credit limit management.
- Assist with credit insurance applications, policy reviews, declarations, and claims.
- Liaise with insurers, attorneys, liquidators, and business rescue practitioners.
- Manage pre-legal and legal processes, including attorney handovers and defended matters.
- Attend liquidation and business rescue meetings and optimise recovery strategies.
- Maintain accurate system updates, file notes, and client reporting.
- Produce monthly and ad-hoc reports for clients and senior management.
- Identify new business opportunities and promote company products and strategic partner offerings.
- Assist with training and development of junior team members.
Requirements
- Degree or diploma in Finance, Economics, Law, or Business Management.
- Experience in credit risk management, debtors/creditors environment, or trade credit insurance.
- Exposure to credit insurers and legal collections processes (advantageous).
- Strong analytical and financial assessment skills (including AFS interpretation).
- Excellent communication, negotiation, and interpersonal skills.
- Strong leadership and team support capability.
- High attention to detail and ability to work under pressure.
- Computer literacy and system proficiency.
- Valid drivers licence and willingness to travel for client visits.
Qualifications
No qualifications mentioned in the original job description.
Salary & Benefits
Salary: negotiable based on experience.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Nelson Mandela Bay
In the Nelson Mandela Bay region, the accounting and finance industry is a significant contributor to the local economy, with various sectors requiring skilled professionals to manage their financial operations. Generally, this field is in demand, particularly among companies operating in the technology, manufacturing, and services sectors. As a result, job seekers can expect to find opportunities for career growth and development.
Typically, salaries for accounting and finance positions in Nelson Mandela Bay fall within broad ranges. For example, entry-level roles may see salaries ranging from R300 000 to R500 000 per annum, depending on the company size and industry sector. More senior positions can command higher salaries, often between R800 000 and R1.5 million per annum. However, it is essential to note that these figures are general estimates and may vary significantly based on factors such as experience, qualifications, and specific job requirements.
Common skills for accounting and finance roles in Nelson Mandela Bay include proficiency in financial software, analytical skills, attention to detail, communication skills, business acumen, and knowledge of tax laws and regulations. Generally, a strong understanding of financial reporting, budgeting, and forecasting is also highly valued. Many employers require candidates to hold relevant qualifications, such as a Bachelor’s degree in Accounting or Finance.
The accounting and finance industry is prevalent across various sectors in Nelson Mandela Bay, including the technology industry, manufacturing sector, and services sector. Financial professionals can find opportunities with companies that operate in these areas, often working on financial planning, budgeting, and forecasting. Other common industries include logistics, healthcare, and tourism.
For those interested in pursuing a career in accounting and finance, there are various development opportunities available. Many employers invest in professional development programs, which provide training and certification opportunities. Typically, career progression paths involve moving from entry-level roles to senior positions, with potential for advancement to leadership roles or specialized areas such as financial planning or risk management.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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