Port Elizabeth: Credit Risk Advisor posted by RPO Recruitment

About the Role

We are seeking an experienced Credit Risk Advisor to join our client’s team in Port Elizabeth. As a key member of the credit risk management department, you will be responsible for assessing and managing client risk while providing strategic value through credit insurance, collections, and advisory services.

Key Responsibilities

• Analyse debtor, financial, and market information to identify and mitigate client risk.
• Manage and support Debt Recovery Specialists and Credit Risk Assistants.
• Conduct regular client visits, debtor meetings, and risk assessments.
• Provide market intelligence and value-added advisory services to clients.
• Assess Annual Financial Statements and management accounts to determine risk exposure.
• Recommend appropriate security measures (suretyships, cessions, acknowledgements of debt, etc.).
• Monitor insured and uninsured accounts, including credit limit management.
• Assist with credit insurance applications, policy reviews, declarations, and claims.
• Liaise with insurers, attorneys, liquidators, and business rescue practitioners.
• Manage pre-legal and legal processes, including attorney handovers and defended matters.
• Attend liquidation and business rescue meetings and optimise recovery strategies.
• Maintain accurate system updates, file notes, and client reporting.
• Produce monthly and ad-hoc reports for clients and senior management.
• Identify new business opportunities and promote company products and strategic partner offerings.
• Assist with training and development of junior team members.

Requirements

• Degree or diploma in Finance, Economics, Law, or Business Management.
• Experience in credit risk management, debtors/creditors environment, or trade credit insurance.
• Exposure to credit insurers and legal collections processes (advantageous).
• Strong analytical and financial assessment skills (including AFS interpretation).
• Excellent communication, negotiation, and interpersonal skills.
• Strong leadership and team support capability.
• High attention to detail and ability to work under pressure.
• Computer literacy and system proficiency.
• Valid drivers licence and willingness to travel for client visits.

Qualifications

No qualifications mentioned in the original job description.

Salary & Benefits

Salary: negotiable based on experience.