Job Description
About the Role
Hire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.
Key Responsibilities
- Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.
- Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.
- Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA.
- Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.
- Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.
- Support the integration of data-driven solutions and credit scorecards for risk segmentation.
Requirements
Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
Experience: 2 years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.
Technical Knowledge: In-depth, practical knowledge of the NCA is essential.
Skills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.
Qualifications
No formal education or certifications are required for this role. However, a strong academic background and relevant work experience are highly valued.
Salary & Benefits
Remuneration: R350,000 – R400,000 per annum (TCTC).
Location
Cape Town.
Note: I have followed the exact structure as instructed, removing any additional information that was not present in the original job description.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Western Cape
In Western Cape, South Africa, the accounting and finance sector is a thriving industry that plays a crucial role in driving economic growth and stability. Typically, job opportunities exist across various sectors, including financial services, technology, manufacturing, and more. Generally speaking, these roles offer competitive salaries and benefits packages.
Salary expectations for accounting and finance professionals in Western Cape vary widely based on factors such as experience, company size, industry sector, and qualifications. Broadly speaking, junior positions can range from R400 000 to R800 000 per annum, while senior roles can span from R1 million to R3 million or more. However, it is essential to note that actual salaries may differ significantly depending on individual circumstances. For instance, working for a multinational corporation like Google or Microsoft may result in higher salaries compared to smaller local businesses.
Common skills required for accounting and finance roles include strong analytical and problem-solving abilities, attention to detail, excellent communication and interpersonal skills, proficiency in accounting software such as Sage or Xero, and knowledge of tax laws and regulations. Typically, a degree in accounting or finance is necessary, with many professionals holding relevant professional certifications like the Chartered Accountant (CA) designation.
These roles are often found in various industry sectors, including financial services, technology, manufacturing, and more. Financial services sector companies, for instance, frequently employ accountants and finance professionals to manage their finances, prepare financial statements, and provide tax advice.
Career development opportunities abound in the accounting and finance field. Typically, junior roles can progress to senior positions within a few years, with many professionals advancing to leadership roles or starting their own businesses. Advanced certifications like the Certified Public Accountant (CPA) designation can also enhance career prospects.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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