Job Description
About the Role
The Credit Origination Manager role is ideal for a technically strong, commercially astute professional with deep expertise in credit analysis, deal structuring, and stakeholder engagement in a dynamic banking environment. The successful candidate will be responsible for managing the end-to-end credit origination lifecycle, ensuring the delivery of well-structured, client-centric credit solutions aligned with the bank’s risk appetite.
Key Responsibilities
- Lead the end-to-end credit origination process for corporate and commercial clients, ensuring alignment with risk appetite and client needs.
- Conduct in-depth financial analysis, including cash flow forecasting, stress testing, and sector-specific risk assessments.
- Structure and deliver tailored credit solutions, including risk mitigation strategies and deal structuring.
- Prepare and present high-quality credit proposals to credit committees and senior stakeholders.
- Ensure adherence to regulatory requirements, internal policies, and credit governance frameworks, while driving continuous improvement in processes and turnaround times.
Requirements
- Bachelor’s degree in Finance, Banking, Accounting, Economics, or a related field.
- Postgraduate qualification (Honours, Masters, and MBA) or professional certifications, such as CFA, CA, CIMA, or Credit Risk Certification, will be advantageous.
Qualifications
- No specific qualifications mentioned in the original job description.
Salary & Benefits
- No salary information provided in the original job description.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in ZA
In the South African job market, Accounting and Finance positions are in high demand across various industries. Typically, these roles require a strong foundation in financial management, planning, and analysis. Generally, professionals with expertise in accounting and finance are sought after to support businesses in making informed decisions.
When it comes to salary expectations for Accounting and Finance roles in South Africa, it’s common for entry-level positions to start within the R300 000 – R500 000 per annum bracket. As one gains experience, salaries can increase to R800 000 – R1 200 000 or more, depending on factors such as company size, industry sector, and individual performance. However, it’s essential to note that these are broad ranges and actual salaries may vary significantly.
Common skills required for Accounting and Finance roles in South Africa include proficiency in financial software (e.g., Xero, Sage), strong analytical and problem-solving skills, attention to detail, excellent communication and interpersonal skills, and the ability to interpret financial data. Typically, candidates with a degree in Accounting or a related field are preferred, although experience and certifications can also be valuable.
The accounting and finance industry is diverse and can be found across various sectors, including financial services, technology, manufacturing, and more. In general, companies in these industries require professionals who can provide expertise on financial planning, budgeting, and forecasting. Often, these roles involve working closely with management to develop and implement financial strategies.
For those interested in pursuing a career in Accounting or Finance, there are several career progression paths available. Typically, entry-level positions lead to senior finance or accounting roles, such as financial controller or accountant manager. With experience and further education, professionals can move into leadership positions, including chief financial officer (CFO) or equivalent.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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