Job Description
About the Role
Hire Resolve is seeking a strategic Credit Manager to lead the credit risk framework for a prominent finance provider specializing in bridging loans. This role is ideal for a finance professional who balances traditional risk assessment with a forward-thinking, tech-driven approach.
Key Responsibilities
- Conduct deep due diligence on bridging loan applications, including those for property sellers and estate agents.
- Ensure all credit operations strictly adhere to the National Credit Act (NCA) and POPIA.
- Refine internal scoring models and credit policies to minimize financial loss.
- Collaborate with tech teams to implement AI-driven solutions for risk segmentation and credit scorecards.
- Mentor a team of credit analysts and resolve escalated credit-related disputes with clients and conveyancers.
Requirements
- Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
- Experience: 5+ years in credit management or risk assessment, specifically within bridging finance or specialist lending.
- Technical Skills: Expert knowledge of the NCA and strong financial modeling capabilities.
- Tech Savvy: High level of digital acumen with a genuine interest in AI literacy and data-driven risk management.
Qualifications
No specific qualifications mentioned.
Salary & Benefits
Salary details not specified.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Western Cape
In the Western Cape, the finance and accounting profession is a thriving industry with a strong demand for skilled professionals. Typically, the job market trends indicate a steady growth in the need for finance and accounting expertise across various sectors. This is often driven by the increasing importance of financial management, regulatory compliance, and data-driven decision-making in businesses.
When it comes to salaries, it’s common to see broad ranges varying depending on factors like experience, company size, and industry sector. Generally, entry-level positions can expect salaries ranging from R250 000 to R400 000 per annum, while senior roles may command salaries between R600 000 and R1 200 000 or more, depending on the individual’s qualifications and level of expertise.
Common skills required for finance and accounting roles in Western Cape include proficiency in financial software such as QuickBooks, Xero, or SAP; strong analytical and problem-solving skills; excellent communication and interpersonal skills; attention to detail and organisational abilities; knowledge of tax laws and regulations; and experience with budgeting and forecasting tools. Typically, a degree in commerce, accounting, or a related field is also essential.
Industry sectors commonly employing finance and accounting professionals include the financial services sector, technology industry, manufacturing sector, and corporate organisations. These roles often involve providing financial guidance, managing budgets, preparing financial reports, and ensuring compliance with regulatory requirements.
For those looking to advance their careers in finance and accounting, career development opportunities abound. Typically, experienced professionals can move into senior management positions or pursue specialisations like forensic accounting, audit, or financial planning. Others may choose to transition into related fields like business consulting, investment banking, or entrepreneurial ventures. With continuous learning and professional development, finance and accounting professionals in Western Cape can enjoy a rewarding and challenging career with opportunities for growth and advancement.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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