South Africa: Personal Underwriter

The Personal Underwriter will be responsible for evaluating personal insurance applications, analyzing risk factors, and determining appropriate policy terms and coverage levels. The role requires a balance of analytical skill and client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients. Key Responsibilities Evaluate personal insurance applications and assess associated risks. Determine appropriate policy coverage, terms, and premiums. Issue and manage policies and endorsements in line with company guidelines. Build and maintain strong client and broker relationships. Manage a portfolio of clients, providing expert advice and support. Ensure compliance with regulatory standards and internal policies. Collaborate with the claims department to address underwriting-related issues. Conduct market research to stay informed on trends and emerging risks. Maintain accurate records and documentation of underwriting decisions. Address client inquiries promptly to ensure service excellence and retention. Key Attributes Exceptional attention to detail and accuracy. Proactive and solutions-driven mindset. Strong customer service orientation. Excellent communication and negotiation skills. Collaborative team player. Requirements Matric (Grade 12) or equivalent qualification. 25 years of experience in personal underwriting, preferably in short-term insurance. Relevant insurance certifications (e.g., NQF Level 4, RE5) are advantageous. Strong analytical, decision-making, and interpersonal skills. In-depth understanding of personal insurance products and underwriting principles. Remuneration Market-related salary based on experience. Only shortlisted candidates will be contacted