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Stellenbosch: Accountant (Trade Finance / FinTech) (CH1208) posted by Capital H Staffing and Advisory Solutions

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Job Description

About the Role

Our client in the FinTech space (Trade & Supply Chain Finance platform) is seeking an Accountant to join their team in Stellenbosch. The successful candidate will support the day-to-day financial management of the Fund, ensuring accurate reporting, covenant monitoring, audit readiness, and compliance as the Fund scales across multiple mandates and counterparties.

Key Responsibilities

  • Monitor system outputs and transaction data
  • Record and reconcile all purchase order funding and invoice factoring transactions
  • Track capital deployment and repayments per transaction
  • Maintain detailed ledgers by SME, obligor, and funding mandate
  • Ensure accurate revenue recognition (interest, fees, administration charges)
  • Monitor settlement timelines and identify exceptions
  • Perform daily and monthly reconciliations of all Fund bank accounts
  • Track funding inflows, repayments, interest receipts, and fee payments
  • Monitor funding waterfalls and capital movements
  • Investigate and resolve discrepancies timeously
  • Track funding utilisation against approved mandates
  • Monitor covenant compliance (exposure limits, concentration thresholds, cover ratios)
  • Prepare compliance confirmations for internal and external stakeholders
  • Escalate potential breaches proactively
  • Calculate gross and net yield per transaction and per mandate
  • Allocate funding costs accurately across transactions
  • Prepare margin and spread analysis reports
  • Prepare monthly management accounts for the Fund
  • Produce finance reporting packs
  • Provide exposure analysis by counterparty and product type
  • Assist with budgeting and forecasting processes
  • Maintain a complete audit trail for all transactions
  • Support external audits and funder reviews
  • Ensure documentation completeness and IFRS compliance
  • Maintain adherence to internal governance frameworks

Requirements

  • BCom in Accounting, Finance, or Financial Management
  • Completed 3-year accounting articles through SAICA, SAIPA, or CIMA
  • Strong reconciliation and transactional accounting experience
  • Willingness to work in Stellenbosch 3 days per week
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Reporting Line

Reports to the Head of Finance

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Other Finance/Accounting Jobs in Western Cape

In the Western Cape, the finance and accounting profession is a thriving industry with a strong demand for skilled professionals. Typically, the job market trends indicate a steady growth in the need for finance and accounting expertise across various sectors. This is often driven by the increasing importance of financial management, regulatory compliance, and data-driven decision-making in businesses.

When it comes to salaries, it’s common to see broad ranges varying depending on factors like experience, company size, and industry sector. Generally, entry-level positions can expect salaries ranging from R250 000 to R400 000 per annum, while senior roles may command salaries between R600 000 and R1 200 000 or more, depending on the individual’s qualifications and level of expertise.

Common skills required for finance and accounting roles in Western Cape include proficiency in financial software such as QuickBooks, Xero, or SAP; strong analytical and problem-solving skills; excellent communication and interpersonal skills; attention to detail and organisational abilities; knowledge of tax laws and regulations; and experience with budgeting and forecasting tools. Typically, a degree in commerce, accounting, or a related field is also essential.

Industry sectors commonly employing finance and accounting professionals include the financial services sector, technology industry, manufacturing sector, and corporate organisations. These roles often involve providing financial guidance, managing budgets, preparing financial reports, and ensuring compliance with regulatory requirements.

For those looking to advance their careers in finance and accounting, career development opportunities abound. Typically, experienced professionals can move into senior management positions or pursue specialisations like forensic accounting, audit, or financial planning. Others may choose to transition into related fields like business consulting, investment banking, or entrepreneurial ventures. With continuous learning and professional development, finance and accounting professionals in Western Cape can enjoy a rewarding and challenging career with opportunities for growth and advancement.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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