Stellenbosch: Senior Product Manager (Hybrid)

Location: Stellenbosch/Cape Town Industry: Fintech / Payments About the Opportunity Access to fast, affordable funding is critical for entrepreneurs and small businesses in South Africa. This well established fintech organisation is building innovative lending solutions that enable businesses to grow, trade and participate fully in the digital economy. You will join a purpose-driven team focused on solving complex financial challenges through smart product design, strong risk frameworks and scalable technology. Purpose of the Role This senior role is focused specifically on loan and credit product development. You will drive the full lifecycle of lending products – from concept and credit design through to launch, optimisation and performance management. The role combines product strategy, business analysis, risk understanding and structured delivery management to ensure loan products are commercially viable, compliant and operationally scalable. Key Responsibilities Lead the end-to-end development of loan and credit products. Define product strategy, lending frameworks and value propositions aligned to business goals. Translate credit policy, risk parameters and regulatory requirements into clear product specifications. Develop and manage product roadmaps, timelines and delivery milestones. Coordinate cross-functional teams including engineering, credit, risk, compliance and operations. Compile detailed requirement documentation for technical and business stakeholders. Oversee design, testing and implementation of lending solutions and system integrations. Monitor post-launch performance including approval rates, risk metrics, portfolio performance and customer experience. Drive continuous improvement based on data insights and market feedback. Manage stakeholder communication and ensure alignment across all business units. Mentor junior product managers and support capability development within the team. Requirements Bachelor’s degree in Computer Science, Business, Economics, Finance or a related field. Minimum of 5 years’ experience in product management or product development, with strong exposure to lending or credit products. Solid understanding of credit risk principles, underwriting processes and lending lifecycle management. Experience working within regulated financial services environments. Proven ability to build and execute product strategies in fintech or financial services. Strong analytical capability with experience using data to drive product decisions. Experience with agile methodologies and product roadmapping tools. Excellent stakeholder management and cross-functional leadership skills. Strong documentation and project governance capability. What’s on Offer The opportunity to build and scale impactful lending products. Exposure to a high-growth fintech environment. A collaborative and purpose-driven culture. The ability to directly influence how entrepreneurs access funding in South Africa. If you are commercially sharp, data-driven and passionate about building smart credit solutions, this Stellenbosch-based opportunity offers a platform to create meaningful impact in the lending space.