Cape Town City Centre: Credit & Pricing Analyst

Credit & Pricing Analyst High‑Impact Analytical Role Join a fast‑growing, mission‑driven organisation operating across emerging markets. Youll play a central role in developing the analytical frameworks that guide pricing strategy, credit decisioning and portfolio profitability. This is an exciting opportunity for someone who wants to work beyond spreadsheetspartnering with commercial, sales and underwriting teams to turn insights into meaningful business action. Youll be part of an environment that values innovation, exploration and hands‑on problem‑solving. Expect to work with diverse data sets, test bold ideas, refine forecasting models, and influence operational strategy across multiple countries. Whats in it for you? End‑to‑end model ownership, high visibility with senior leadership, opportunities to travel, and the chance to directly shape financial and credit outcomes in a rapidly scaling business. Key Responsibilities: Build, refine and monitor pricing models to ensure that profitability targets are met. Develop forecasting models for repayment rates, portfolio losses and credit performance. Enhance credit risk models through backtesting, segmentation and behavioural analysis. Prototype new analytical solutions to improve customer outcomes and business performance. Analyse portfolio trends, identify performance drivers and present actionable recommendations. Partner closely with commercial and underwriting teams to ensure strategies deliver real‑world impact. Job Experience and Skills Required: Education (Minimum): Bachelors or Honours degree in Actuarial Science, Data Science, Statistics, Mathematics, or a related quantitative field. Experience: 25 years experience in credit risk, pricing, financial modelling or data science. Experience in fintech, lending or financial services advantageous. Technical Skills: Strong SQL for data extraction and manipulation. Proficiency in Python or R (modelling, analytics, and visualisation). Experience with credit scorecards, pricing models, or financial forecasting. Exposure to dashboarding tools, such as Tableau or Power BI (advantageous). Soft Skills / Non‑Negotiables: Strong analytical and problem‑solving abilities. Highly commercial mindset with focus on real business outcomes. Excellent communicationyou must explain complex ideas clearly. Curious, hands‑on, and not afraid to take initiative. Willingness to travel to operational markets when required. Apply now! For more exciting Finance vacancies, please visit: