Hillcrest: Personal Line Underwriter posted by Fouche & Co Recruitment

January 14, 2026 Jobs in Hillcrest

Fouche & Co Recruitment

Kwazulu-Natal

Other Insurance

Job Description

About the Role

The Personal Underwriter will assess personal insurance applications, analyze risks, and determine suitable policy terms and coverage. This role combines analytical expertise with client engagement, ensuring accurate risk assessments while maintaining strong relationships with brokers and clients.

Key Responsibilities

Evaluate personal insurance applications and assess associated risks.
Determine policy coverage, terms, and premiums.
Issue and manage policies and endorsements according to company guidelines.
Build and maintain strong relationships with clients and brokers.
Manage a client portfolio, providing expert advice and support.
Ensure compliance with regulatory standards and internal policies.
Collaborate with the claims department on underwriting matters.
Conduct market research to stay informed on industry trends and emerging risks.
Maintain accurate documentation of underwriting decisions.
Respond promptly to client inquiries to ensure service excellence and retention.

Requirements

Matric (Grade 12) or equivalent.
2–5 years’ experience in personal underwriting, preferably in short-term insurance.
Relevant insurance certifications (e.g., NQF Level 4/5, RE5) advantageous.
Strong analytical, decision-making, and interpersonal skills.
Knowledge of personal insurance products and underwriting principles.
Experience in claims and commercial underwriting advantageous.
Good telephonic etiquette and strong administrative skills.

Qualifications

Matric (Grade 12) or equivalent is required for this role. Relevant certifications may be advantageous but are not mandatory.

Salary & Benefits

R25 000 – R30 000, depending on experience.

How to Apply

Please submit your resume and a cover letter explaining why you would be a good fit for this role, along with any relevant certifications or qualifications.

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About Other Insurance Jobs in Kwazulu-Natal

The Other Insurance (OI) sector plays a vital role in the financial services industry, providing an essential layer of protection for individuals and businesses. In Kwazulu-Natal, South Africa, this field is generally in high demand, with many companies requiring OI professionals to manage their risk management and insurance operations.

Typically, salaries for Other Insurance positions in Kwazulu-Natal can range from R500 000 to R1 500 000 per annum, depending on factors such as experience, company size, and industry sector. However, please note that these figures are only a general guide and actual salaries may vary widely due to the unique requirements of each employer.

Common skills required for an OI role in Kwazulu-Natal include: business acumen; excellent communication and interpersonal skills; technical knowledge of insurance products and policies; analytical and problem-solving abilities; strong attention to detail and organisational skills; a proven track record of managing risk; and experience with regulatory requirements. These skills are generally accepted as industry standards, but individual employers may place varying emphasis on different qualifications.

The OI sector is often found in industries such as financial services, technology, manufacturing, and construction, where companies require robust insurance solutions to mitigate risk and ensure operational continuity. In Kwazulu-Natal, these sectors are well-represented, providing a diverse range of job opportunities for OI professionals.

In terms of career development, OI roles can provide a solid foundation for progression into more senior positions within the financial services industry or related fields. Many companies offer training and development programs to support employee growth, while also providing opportunities for internal mobility and advancement. For those looking to transition into an OI role from another industry or function, common starting points include risk management, underwriting, or broking.

View Job Gauteng: Underwriter (Personal lines & Claims) - Short term insurance posted by Sixty60 Recruitment

This information provides general career guidance. Actual salaries and requirements vary by employer.

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