Job Description
About the Role
We are seeking a driven and ambitious Bond Originator to join our team in Johannesburg. As a key member of our sales team, you will be responsible for originating bonds and providing expert advice on property finance solutions to clients. If you have a proven track record in bond origination or property finance, we want to hear from you.
Key Responsibilities
- Consult with Agents daily to obtain financial information for affordability assessment or to process bond applications.
- Thoroughly complete application forms and capture and submit applications to specified financial institutions through the DealMaker system.
- Daily follow up with banks on all submitted applications.
- Provide regular feedback to clients.
- Motivate decline applications, do rate appeals with banks to ensure best possible outcome is received.
- Ensure high conversion ratio by ensuring sale agreements are signed correctly within specified time.
- Ensure that applications granted are taken to done deals (balance purchase price paid if needed) within specified time.
- Assist with updating spreadsheets.
- Assist clients in navigating the home loan process, from application to approval.
- Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
- Leverage existing client book to secure new opportunities and grow bond origination portfolio.
- Provide expert advice on property finance solutions tailored to individual client needs.
- Negotiate favourable terms and ensure seamless loan approvals for clients.
- Stay up-to-date with property finance trends and lending regulations.
- Perform ad-hoc bonds and administration duties as requested from time to time.
Requirements
- Minimum of 2 years current proven experience as a Bond Originator or in property finance as a Bond Originator / Mortgage Advisor / Home Loan Consultant / Property Loan Specialist.
- Ability to provide evidence of approved grants and consistent performance.
- Exceptional sales and relationship-building skills.
- Knowledge of home loan products, the real estate market, and banking processes.
Qualifications
- None mentioned
Salary & Benefits
R 6000 for first 3 months and then thereafter commission based only.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Gauteng
In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.
When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.
Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.
Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.
For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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