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Johannesburg: Head: Home Loans and Collections

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Job Description

About the Role

Join a forward-thinking financial services organisation renowned for innovation, stability, and strong credit governance frameworks. This role offers the successful candidate the opportunity to lead at an executive level, influence enterprise-wide lending and collections strategies, and steer a high-performing Home Loans and Collections team in a highly collaborative environment. You will drive strategy for secured lending portfolios, optimise portfolio performance, and champion data-driven collections and recovery methodologies.

Key Responsibilities

  • Drive the strategic leadership of the home loans and collections function, including portfolio strategy, impairments, and recovery optimisation.
  • Lead and develop specialist teams across quantitative analytics, collections, recoveries, and secured lending.
  • Oversee legal, compliance, regulatory, and foreclosure processes, ensuring governance excellence across the credit lifecycle.
  • Deliver data-driven insights to improve collections efficiency, credit risk performance, and portfolio profitability.

Requirements

  • Education: Degree in Business Commerce, Finance & Accounting, Mathematical Sciences, Risk Management, or Quantitative Studies
  • Certified Risk Manager (CRM) qualification required
  • Strong Retail Banking experience (secured lending preferred/unsecured acceptable)
  • Track record designing collections and recovery strategies at scale
  • Experienced in quantitative analytics with proven leadership of specialist analytics teams

Qualifications

  • Formal education/certifications: Please specify.

Salary & Benefits

  • Salary information not specified.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

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When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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