Job Description
About the Role
Weaver FinTech Group is seeking a highly skilled Senior Credit Risk Analyst to drive the strategic evolution of our credit, fraud, and portfolio risk capability as we scale existing products and expand into new financial services categories. As a key member of PayJustNow, you will play a critical role in shaping our risk leadership and influencing product, commercial, and operational decision-making at a strategic level.
Key Responsibilities
- Lead the design, stress testing, and continuous optimisation of credit strategies across multiple product verticals.
- Own the development and refinement of models, scorecards, and decisioning frameworks.
- Partner closely with Product, Data, Engineering, Growth, and Collections to embed scalable risk controls.
- Champion the monthly Credit Risk Pack and elevate it into an executive-ready decision asset.
- Build and maintain deep portfolio insights, including vintages, behavioural trends, loss forecasting, and early warning indicators.
- Evaluate and optimise champion-challenger experiments, balancing growth and risk appetite.
- Identify risk-related opportunities across marketing, pricing, profitability, and operational processes.
- Support regulatory preparedness across the NCA, POPIA, and internal governance frameworks.
Requirements
- Numerate degree (BSc, BCom, B Bus Sci, B Eng).
- 5 years experience in credit risk or data-driven financial modelling (fintech/credit/lending preferred).
- Advanced experience in SQL, Excel, and BI tools; Python, R, Snowflake, SAS a strong advantage.
- Proven ability to design and optimise credit risk models, strategies, and frameworks.
- Experience in a fast-paced, agile, multidisciplinary environment.
Salary & Benefits
Competitive compensation and benefits within a purpose-led, growth-focused organisation.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Western Cape
In Western Cape, South Africa, the accounting and finance sector is a thriving industry that plays a crucial role in driving economic growth and stability. Typically, job opportunities exist across various sectors, including financial services, technology, manufacturing, and more. Generally speaking, these roles offer competitive salaries and benefits packages.
Salary expectations for accounting and finance professionals in Western Cape vary widely based on factors such as experience, company size, industry sector, and qualifications. Broadly speaking, junior positions can range from R400 000 to R800 000 per annum, while senior roles can span from R1 million to R3 million or more. However, it is essential to note that actual salaries may differ significantly depending on individual circumstances. For instance, working for a multinational corporation like Google or Microsoft may result in higher salaries compared to smaller local businesses.
Common skills required for accounting and finance roles include strong analytical and problem-solving abilities, attention to detail, excellent communication and interpersonal skills, proficiency in accounting software such as Sage or Xero, and knowledge of tax laws and regulations. Typically, a degree in accounting or finance is necessary, with many professionals holding relevant professional certifications like the Chartered Accountant (CA) designation.
These roles are often found in various industry sectors, including financial services, technology, manufacturing, and more. Financial services sector companies, for instance, frequently employ accountants and finance professionals to manage their finances, prepare financial statements, and provide tax advice.
Career development opportunities abound in the accounting and finance field. Typically, junior roles can progress to senior positions within a few years, with many professionals advancing to leadership roles or starting their own businesses. Advanced certifications like the Certified Public Accountant (CPA) designation can also enhance career prospects.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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