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Pretoria: Manager: Credit and Operations posted by IT Ridge Technologies

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Job Description

About the Role

We are seeking an experienced and driven Credit Operations Manager to lead and manage our credit operations team. This role is pivotal in ensuring that our credit processes are efficient, compliant, and value-adding. The ideal candidate will have extensive experience in consumer or commercial lending, with a strong focus on credit risk management, originations, and collections.

Key Responsibilities

  • Manage and lead the credit operations team to meet department performance targets and contribute to the overall success of the Organisation.
  • Oversee the underwriting and acquisitions process for loan origination, including developing and implementing strategies and models related to pricing, profitability, and customer profiling.
  • Collaborate with cross-functional teams, including operations, legal, marketing, and finance, to ensure seamless execution of credit processes.

Requirements

  • 5 to 8 years of experience in consumer or commercial lending, with at least 3 years in a management role.
  • Strong understanding of credit risk principles, particularly in originations, collections, and business integration/strategy.
  • Up-to-date knowledge of best practices and industry trends.
  • Proven ability to lead, motivate, and inspire a diverse team.
  • Strong collaboration and stakeholder management skills.

Qualifications

No formal education or certifications are mentioned.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Other Insurance Jobs in Gauteng

The Other Insurance (OI) industry is a significant sector in Gauteng, South Africa, offering a range of career opportunities for professionals with the right skills and experience. Typically, OI roles are in demand across various industries, including financial services, technology, and manufacturing, as companies seek to manage and mitigate risks associated with their operations.

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Generally, OI specialists in Gauteng can expect salaries that vary widely depending on factors such as level of experience, company size, and industry sector. While broad salary ranges cannot be provided due to the variable nature of these factors, it is common for experienced OI professionals to earn between R600 000 and R1 200 000 per annum, while entry-level roles may start at around R300 000 to R500 000 per annum. However, salaries can fluctuate depending on individual circumstances.

Common skills required for OI roles in Gauteng include expertise in financial management, risk analysis, data interpretation, communication, and project management. Other essential skills often include proficiency in insurance software, analytical thinking, problem-solving, and the ability to work under pressure. Many OI professionals also hold relevant certifications or degrees in fields such as actuarial science, business administration, or economics.

The financial services sector is a significant employer of OI professionals in Gauteng, with other industries such as technology and manufacturing also commonly hiring for these roles. Other sectors that may employ OI specialists include healthcare, construction, and logistics. In terms of career development, many OI professionals in Gauteng progress to senior roles within their current organisations or move into related fields such as risk management, auditing, or claims handling.

For those seeking a career in OI, it is essential to develop a broad range of skills and experience, often through formal education and training. Many OI professionals in Gauteng have pursued certifications such as the Fellow of the Institute of Actuaries (FIA) or the Chartered Insurance Practitioner (CIP). Building strong relationships with clients, colleagues, and stakeholders is also crucial for success in this field.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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