Job Description
About the Role
PBT Group is seeking three experienced Data Scientists to join a high-performing data and analytics team focused on driving credit risk, lending, and business performance decisions through advanced analytics and predictive modelling. This opportunity is ideal for Data Scientists with strong experience in the credit industry, particularly in scorecard development, risk modelling, predictive analytics, and data-driven decision making.
Key Responsibilities
- Build, deploy, and maintain predictive models supporting credit risk, customer behaviour, collections, and business optimisation initiatives.
- Develop, validate, and monitor credit scorecards and risk models.
- Perform exploratory data analysis to identify trends, patterns, and opportunities within large and complex datasets.
- Apply statistical modelling, machine learning, and advanced analytical techniques to solve business challenges.
- Design and implement feature engineering processes to improve model performance and predictive power.
- Monitor model stability, drift, and performance over time.
Requirements
- 3 years’ experience (Mid-Level) or 5 years’ experience (Senior) as a Data Scientist, Credit Risk Analyst, Quantitative Analyst, or similar role.
- Proven experience developing predictive models within a commercial environment.
- Strong credit industry experience.
- Hands-on experience developing and maintaining credit scorecards.
- Experience working with large-scale datasets and analytical environments.
Qualifications
Bachelor’s Degree in Mathematics, Statistics, Data Science, Computer Science, Actuarial Science, or Engineering-related quantitative discipline. Preferred: Honours or Master’s Degree in Advanced Analytics, Machine Learning, or Credit Risk certifications.
Salary & Benefits
Salary details not specified in the original job description.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Cape Winelands
In the Cape Winelands region of South Africa, accounting and finance positions are in high demand across various industries. Typically, professionals with expertise in financial management, budgeting, and financial analysis are sought after by organizations looking to optimize their financial performance. Generally, this field is considered stable and secure, offering a range of career opportunities for those with the right skills.
When it comes to salary expectations, accounting and finance professionals in Cape Winelands can expect to earn a competitive income. Broadly speaking, salaries can vary depending on factors such as experience, company size, and industry sector. Typically, senior roles or those in larger companies tend to offer higher salaries than junior positions or smaller organizations. However, it is essential to note that actual salary ranges can fluctuate widely depending on individual circumstances.
Common skills required for accounting and finance roles in Cape Winelands include proficiency in financial software such as SAP, Oracle, or Microsoft Dynamics; strong analytical and problem-solving abilities; excellent communication and presentation skills; attention to detail and organizational prowess. Additionally, experience with financial planning and budgeting, as well as knowledge of tax laws and regulations, are highly valued.
The accounting and finance sector is commonly found in various industries, including the financial services sector, technology industry, manufacturing sector, and wine industry (given Cape Winelands’ reputation as a renowned wine region). These sectors often require specialized skills and expertise to manage their financial operations effectively. Opportunities for career development are plentiful, with many organizations offering training programs, mentorship schemes, and opportunities for advancement.
For those looking to break into this field, it is recommended to pursue higher education qualifications such as a Bachelor’s or Master’s degree in accounting or finance. Gaining relevant work experience through internships or volunteering can also provide valuable insights and skills. As the industry continues to evolve, staying up-to-date with industry developments and best practices will be crucial for career success.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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