Gauteng: Credit Analyst posted by Empire Recruitment

• Full-spectrum Credit Assessment
  Evaluate SME and publicsector applications, applying sound creditlending principles and financial analysis to approve or escalate decisions.

• Financial & Non-Financial Analysis
  Use your analytical toolkit to assess complex financials, identify risk trends, and recommend actions that support long-term portfolio health.

• Stakeholder Collaboration
  Work closely with internal teams to provide meaningful insights, communicate credit decisions, and ensure seamless feedback loops.

• Operational Excellence
  Maintain accurate tracking registers, manage meetings, assist with credit policy enhancements, and contribute to ad-hoc strategic projects.

• Proactive Risk Management
  Drive “first-time right” decisions and support arrears prevention through well-informed, high-quality assessments.

Requirements:

• Minimum 3 – 5 years of Credit experience, ideally within financial services or asset finance

• Solid understanding of credit lending principles, financial statements, and risk assessment

• Strong analytical abilities with high attention to detail

• Excellent communication skills — able to tailor messages to multiple stakeholders

• Techsavvy with MS Office and business systems; understanding of AI is a plus

• A resultsdriven and resilient mindset with a commitment to ethical decision-making

• Relevant qualification in Credit Risk, Accounting, Finance, or similar