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Cape Town City Centre: Credit & Pricing Analyst (Data‑Driven / Developer Mindset)

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Job Description

About the Role

Our client, a fast-growing tech-led business operating across multiple African markets, is seeking a Credit & Pricing Analyst to own and evolve the analytical engine behind pricing, credit risk, and profitability. This role requires an individual with a strong technical background and commercial mindset to design, build, test, and improve models that directly influence revenue, risk, and customer outcomes.

Key Responsibilities

  • Build, refine, and own pricing and credit models that drive sustainable profitability
  • Model P&L impact of pricing, credit policy, and commission changes
  • Forecast credit performance metrics such as repayment rates and portfolio losses
  • Analyse behavioural and customer data to improve automated credit scoring and risk segmentation
  • Prototype new data-driven ideas to unlock commercial and customer value
  • Translate complex analysis into clear, actionable recommendations

Requirements

  • Strong SQL skills for data extraction and manipulation
  • Advanced Python or R for analysis, modelling, and visualisation
  • Experience building credit scorecards, pricing models, or financial forecasts
  • Comfortable working with large datasets and imperfect real-world data
  • Exposure to dashboarding tools (Tableau, Power BI, or similar) is advantageous

Qualifications

  • Bachelor’s or Honours degree in Actuarial Science, Statistics, Data Science, Mathematics, or a related quantitative field

Salary & Benefits

  • [Salary information not provided]

Note: The salary and benefits section was left blank as the original job description did not provide this information.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in Cape Town Region

In the Cape Town region, accounting and finance positions are typically found in various industries, including financial services, technology, and manufacturing sectors. The job market for these roles is generally stable, with a steady demand for skilled professionals to support business growth and development.

Accountants and finance specialists in Cape Town can expect salaries that range from R400 000 to R1 500 000 per annum, depending on factors such as level of experience, company size, industry sector, and specific job requirements. For example, entry-level positions may start at the lower end of this range, while senior roles or those in larger companies may command higher salaries towards the upper end. However, these figures are only general guidelines and actual salaries can vary significantly depending on individual circumstances.

Common skills required for accounting and finance roles in Cape Town include proficiency in financial software such as SAP or Xero, strong analytical and problem-solving skills, excellent communication and interpersonal skills, a solid understanding of tax laws and regulations, experience with budgeting and forecasting, and a degree in accounting or a related field. Other desirable skills may include knowledge of cloud-based technologies, data analysis tools, and industry-specific regulations.

The financial services sector is one of the largest employers of accountants and finance specialists in Cape Town, followed by technology and manufacturing industries. These sectors require professionals with a strong understanding of financial management, budgeting, and forecasting to support business growth and decision-making. Other industries that may employ accounting and finance staff include construction, tourism, and agriculture.

For those interested in pursuing a career in accounting or finance, there are many opportunities for professional development and advancement. Many companies in Cape Town offer training programs and mentorship schemes to help employees build their skills and expertise. Additionally, certifications such as the Certified Public Accountant (CPA) designation can be beneficial in enhancing career prospects. Overall, a strong foundation in accounting and finance, combined with relevant work experience and industry-specific knowledge, can lead to a successful and rewarding career in this field.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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