<p>The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the clients business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually.</p><p> </p><p> Record new account information in the new accounts register within 3 hours of receipt of documents;</p><p> Update new accounts register daily with the progress of the account;</p><p> Have a discussion with a Commercial person to understand the requirements of the client;</p><p> Review all the documents received Business Application, STCs, company documents, and motivation;</p><p> If STCs are amended, ensure legal has reviewed and given the go-ahead;</p><p> Obtain the necessary credit bureau reports, trade references, and general research on the internet for the client;</p><p> If Audited Financial Statements are received, prepare the necessary ratios on the Credit Report Assessment document;</p><p> Visiting of clients as financials may need to be reviewed at the client premises;</p><p> Process should be completed within 1 to 2 days, and then review with the GCM;</p><p> If the risk is high, AFS and or guarantee is requested once discussed with the GCM;</p><p> Ensure the monthly re-vett schedule is completed, and the necessary accounts are reviewed</p><p>For Existing Clients:</p><p> The same process as new accounts is followed, but adding in the payment history over the last 6 months to a year depending on the payment terms;</p><p> Meet with the individual division's GMs/ Commercial teams weekly to understand what is coming on board and sort out any underlying issues;</p><p> Once the account has been approved, create the client accounts on BOS, SAP, or CW inputting all client's correct information;</p><p> Once opened on the system, all documents need to be uploaded to the Risk Share folder;</p><p> Prepare internal and external letters notifying everyone of the account being opened;</p><p> To ensure filing is up to date with all clients applications and documents;</p><p> Ensure POPI is followed;</p><p> Carry out the duties of colleagues as requested by Management whilst the colleagues are on leave or during peak periods;<br /><br /></p><p> Ensure that you know and adhere to all Company policies and procedures.</p><p> </p><p> </p><p>The successful candidate will need to be qualified with a degree.</p><p>BCom or BTech as well as Credit management 4 or 5</p>

About the Role: You will play a technical specialist role in the development and review of credit risk models , including IFRS 9 and scorecards , supporting a diverse client base ranging from local credit providers to large international banks. The role offers exposure to modern modelling techniques, advanced analytics, and coding , with opportunities to work in Python, R, and SAS . Key Responsibilities: Develop and review credit risk models for provisioning and regulatory capital Support model validation and audit engagements Assist with coding, automation, and model implementation Collaborate with multi-disciplinary quantitative teams Minimum Requirements: Honours or Masters degree in Quantitative Finance, Mathematics, Statistics, Actuarial Science , or similar At least 1 year of experience in a quantitative credit risk role Strong understanding of statistical modelling techniques Coding ability in SAS, Python, or R Strong communication skills and ability to explain technical concepts clearly This is an excellent opportunity for someone who thrives in a fast‑paced, intellectually stimulating environment and is passionate about financial risk and modelling. Apply now! For more exciting Actuarial & Analytics vacancies, please visit: