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Johannesburg: Senior Credit Analyst:

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Job Description

About the Role

The Senior Credit Analyst role sits within a specialist credit risk function focused on Resource‑based and Project Finance portfolios. The successful candidate will manage a defined portfolio across the full credit lifecycle, delivering high‑quality credit risk assessments that support informed decision‑making while balancing commercial and risk considerations.

Key Responsibilities

  • Manage a portfolio of Mining, Project Finance, and Oil & Gas clients across the full credit lifecycle
  • Prepare and present high‑quality credit applications and portfolio risk analysis to senior risk committees
  • Conduct detailed financial, industry, and economic analysis to support credit decision‑making
  • Monitor covenants, conditions, exposure levels, and portfolio performance within approved risk appetite
  • Build and manage strong relationships with business partners and key internal stakeholders
  • Ensure accurate risk data, reporting, and governance in line with credit policies and regulatory requirements

Requirements

  • Education: B‑degree in Business, Commerce, or a related field
  • Postgraduate qualification such as CA(SA) or CFA (preferred)
  • Minimum of 5 years experience within a credit risk environment
  • Proven exposure to Mining, Oil & Gas, and/or Project Finance portfolios

Qualifications

  • No specific qualifications mentioned in the original job description.

Salary & Benefits

  • No salary information is provided in the original job description.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

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When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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