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Johannesburg: Head: Home Loans Collections

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Job Description

About the Role

We are seeking an experienced professional to lead our Credit Collections function in Johannesburg. As Head of Home Loans Collections, you will be responsible for designing and implementing strategies to recover and rehabilitate maximum value from secured assets related to distressed debt. You will provide leadership, guidance, and quality assurance to ensure effective risk management, collections targets are achieved, and best practices are upheld.

Key Responsibilities

  • Develop and implement strategies for the recovery and rehabilitation of secured assets (immovable, tangible, and intangible) linked to distressed debt.
  • Provide leadership, guidance, and oversight to the Credit Collections function.
  • Align collections strategies with regulatory, legal, and compliance requirements.
  • Analyse portfolios to identify risk, trends, and recovery opportunities.
  • Ensure consistent application of best practices across all collections activities.
  • Foster a high-performance culture, coaching and developing team members.

Requirements

  • Degree: Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, or Quantitative Studies.
  • Certifications: Certified Risk Manager (CRM) preferred.
  • Experience: Minimum 10 years in functional leadership within Credit Risk, with a strong focus on collections, recovery, portfolio analysis, and credit risk management.
  • Banking experience and proficiency in legal, regulatory, and foreclosure processes are essential.

Qualifications

No specific qualifications mentioned in the original job description.

Salary & Benefits

No salary information or benefits details provided in the original job description.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

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About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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