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Cape Town: Business Analyst (Payment Gateway Card Processing) Contract (6 months) (CPT) posted by Datafin

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Job Description

Business Analyst (Payment Gateway & Card Processing) Contract (6 months) (CPT)Other
Cape Town – Western Cape – South Africa

ENVIRONMENT:
Are you passionate about building world-class payment experiences? Do you have hands-on experience with payment gateway solutions, Online card acceptance and processing, and the South African acquiring landscape? If yes, they would love to meet you. Our client is looking for a Business Analyst who understands the inner workings of payment systems and enjoys creating superior solutions. Join a fast-growing fintech team shaping the future of digital payments in South Africa. This position is on a 6-month Contract basis.
DUTIES:
  • Analyse and define business requirements for new and enhanced payment gateway features.
  • Map and optimise end-to-end card payment flows including authorisation, settlement, reconciliation, 3D Secure, tokenisation, refunds and chargebacks.
  • Translate business needs into clear functional specifications and user stories for engineering teams.
  • Support delivery teams through the full SDLCfrom requirements, to UAT, to merchant rollout.
  • Stay ahead of South African payments trends, scheme mandates, PASA rules, and regulatory updates.
  • Work across Product, Technology, Risk, Finance and Operations to ensure seamless payment experiences.
  • Partner with merchants and partners to explain payment flows, troubleshoot issues and improve performance.
REQUIREMENTS:
  • 2-5+ years in SA payments, specifically payment gateways or card-not-present processing.
Strong understanding of:
  • Payment gateway card acceptance
  • 3D Secure (1 & 2), tokenization, card vaulting
  • Settlement, reconciliation, chargebacks
  • Fraud prevention and transaction risk analysis
  • API-based payment integrations
  • Proven business analysis skills: requirements gathering, process mapping, writing user stories, acceptance criteria.
  • Experience working in agile environments using tools like Jira, Confluence, Miro, Swagger/OpenAPI.
ATTRIBUTES:
  • Excellent communication skills and a passion for delivering high-quality fintech solutions.
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