Job Description
About the Role
We are seeking an experienced Lending Supervisor / Credit Risk professional to join our SME Finance team in Johannesburg. As a commercially minded credit expert, you will be responsible for overseeing lending activities, managing risk, and ensuring compliance with regulatory requirements.
Key Responsibilities
- Review, assess, approve and process SME lending applications in line with credit policies and risk appetite.
- Conduct detailed credit risk assessments on small and medium-sized enterprises, including financial analysis, affordability assessments, and business viability evaluations.
- Evaluate and manage funding facilities such as purchase order financing and invoice discounting.
- Monitor and manage the performance of the loan portfolio post-disbursement.
- Proactively oversee collections, arrears management, and recovery processes to minimise credit losses.
- Identify early warning signs of portfolio deterioration and implement corrective actions.
- Ensure all lending activities comply with regulatory requirements, internal policies, and governance frameworks.
- Prepare and present accurate lending, portfolio, collections, and risk reports to management.
- Maintain high standards of documentation, record keeping, and audit readiness.
- Supervise and support lending operations while driving continuous process improvements.
- Collaborate with internal stakeholders to ensure efficient loan administration and customer service delivery.
Requirements
- Degree or Diploma in Finance, Accounting, Banking, Risk Management, or a related field.
- Minimum 35 years’ experience within SME lending, business finance, commercial credit, or asset-based lending.
- Strong understanding of credit risk assessment for SMEs and business lending products.
- Proven experience with purchase order funding and invoice discounting facilities.
- Experience managing loan portfolios, collections, arrears, and recoveries.
- Strong knowledge of lending regulations, compliance requirements, and credit governance.
Qualifications
No specific qualifications mentioned in the original job description.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Gauteng
In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.
When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.
Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.
Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.
For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.
This information provides general career guidance. Actual salaries and requirements vary by employer.
GO APPLY NOW
Safe & secure application process
Explore More Opportunities
Get Job Alerts
Never miss a job! Get daily alerts matching your preferences.
📧 Why Subscribe?
- Get notified instantly when new jobs match your criteria
- No registration required - just your email
- Daily digest of relevant opportunities
- Free forever - never miss your dream job
- Unsubscribe anytime with one click
Your email is safe with us. We only send job alerts and never spam. Unsubscribe anytime with one click. No registration, no account required.
Jobseeker Tip
Apply early, keep your CV ready, and search using both job title and location. Example: Admin Johannesburg.
Interview tips
How to Apply
Click “GO APPLY NOW” to visit the company’s application page.
Follow their instructions carefully.
JVR Jobs connects you with employers – we don’t process applications directly.
Latest Job Opportunities
Western Cape: Junior Industrial Engineer Ref: 4257 posted by NDC Personnel
Posted June 17, 2026
View jobGauteng: Qualified Fitter & Turner / Conventional Turner posted by ESG Recruitment
Posted June 17, 2026
View jobGauteng: Qualified Fitter & Turner / Conventional Turner posted by ESG Recruitment
Posted June 17, 2026
View jobSandton: Energy Engineer posted by Assegai Recruitment (Pty) Ltd
Posted June 17, 2026
View jobCape Town: Regional Visual Merchandise Manager – Clothing Retail – R450k – R300k posted by Hire Resolve
Posted June 17, 2026
View jobCape Town: Regional Visual Merchandise Manager – Clothing Retail – R450k – R300k posted by Hire Resolve
Posted June 17, 2026
View job
Browse Employers
Job Alerts