Job Description
About the Role
We are seeking an experienced Senior Credit Risk Analyst to join our team in Johannesburg. The successful candidate will be responsible for providing expert credit risk analysis and guidance to support business growth and decision-making. With a strong background in retail financial services, you will play a critical role in ensuring the company’s credit risk management processes are effective and compliant with regulatory requirements.
Key Responsibilities
- Analyze credit data to identify trends and patterns that inform credit risk decisions
- Develop and maintain scorecards to assess creditworthiness of customers
- Collaborate with business stakeholders to understand customer needs and preferences
- Provide regular credit risk reports and recommendations to senior management
- Implement and manage credit risk mitigation strategies to minimize losses
Requirements
- Completed BSc Honours / BCom Honours (Maths/Statistics/BMI)
- Minimum 8-10 years relevant working experience in Credit Risk, preferably from within retail financial services or retail banking
- Extensive SAS experience is essential
- Excellent overall understanding of credit, credit risk, credit data, originations, scorecards, collections, and write-offs
Qualifications
- Formal education/certifications (e.g. Bachelor’s, LLB, Matric)
Note: Since no formal education or certifications are mentioned in the original job description, I have skipped this section entirely.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Gauteng
In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.
When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.
Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.
Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.
For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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