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Johannesburg: Senior Credit Risk Analyst (Retail Credit)

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Job Description

About the Role

The Senior Credit Risk Analyst (Retail Credit) role is a critical position in our organisation, requiring an individual with extensive experience in credit risk analysis and retail financial services. The successful candidate will be responsible for providing expert credit risk analysis and insights to support business decisions.

Key Responsibilities

  • Analyze large datasets to identify trends and patterns in retail credit data
  • Develop and maintain complex SAS models to predict credit risk and originations
  • Collaborate with cross-functional teams to implement credit risk management strategies
  • Conduct regular reviews of credit data to ensure accuracy and integrity
  • Provide business acumen to link the various aspects between originations, recoveries, defaults, bad debts, and write-offs

Requirements

  • Completed BSc Honours / BCom Honours (Maths/Statistics/BMI)
  • Minimum 8-10 years relevant working experience in Credit Risk Analysis / Credit Financial Analysis / Retail credit data analysis
  • Experience from within retail financial services or retail banking is preferred
  • Significant business acumen to link the various aspects between originations, recoveries, defaults, bad debts, and write-offs

Qualifications

Formal education/certifications not specified in original description.

Salary & Benefits

Salary information not specified in original description.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in Gauteng

In Gauteng, South Africa, the accounting and finance industry is a significant sector, offering various career opportunities for professionals with the right skills and qualifications. Typically, this field is driven by the growth of multinational corporations and local businesses in industries such as technology, financial services, and manufacturing. As a result, job seekers can expect to find a diverse range of roles available, from entry-level positions to senior leadership roles.

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When it comes to salary expectations, accounting and finance professionals in Gauteng can generally expect to earn salaries that fall within broad ranges. Typically, salaries for entry-level roles start around R400 000 – R600 000 per annum, while more senior roles can command salaries ranging from R1 million to over R3 million per annum, depending on factors such as experience, company size, and industry sector. However, it’s essential to note that these are broad ranges, and actual salaries may vary widely.

Common skills required for accounting and finance roles in Gauteng include strong technical knowledge of financial management principles, analytical and problem-solving skills, attention to detail, effective communication skills, and proficiency in financial software and systems. Additionally, many employers also value candidates with experience in budgeting, forecasting, and financial analysis. In some cases, a degree or diploma in accounting, finance, or a related field may be required.

Industries that commonly employ accounting and finance professionals in Gauteng include the financial services sector, technology industry, manufacturing sector, and public sector entities. These sectors require skilled professionals to manage their finances, prepare budgets, and provide strategic guidance on financial matters. Job seekers can expect to find opportunities across these sectors, from small businesses to large multinational corporations.

For those interested in pursuing a career in accounting or finance, there are many development opportunities available. Typically, professionals in this field can progress to senior roles, such as financial manager or director of finance, after gaining relevant experience and developing their skills. Additionally, many employers offer training programs and mentorship opportunities to support the career development of their employees.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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