Job Description
About the Role
We are seeking a dynamic and data-driven professional to support decision-making across Credit Risk, Collections and Sales Channels by developing, maintaining, and analyzing data processes, credit strategies, and predictive analytics for homechoice, a leading South African homeware retailer.
Key Responsibilities
- Analyze credit portfolio performance across the customer lifecycle including acquisition, account management and collections.
- Identify trends and risks in customer credit behavior to support improved credit and collections strategies.
- Provide insights that improve collections performance and portfolio quality.
- Develop and maintain data processing procedures and customer selections used in credit and collections activities.
- Extract and manipulate large datasets using SQL and other analytical tools.
- Work closely with Business and IT teams to implement data-driven solutions and strategies.
- Support the monitoring and maintenance of predictive models used for credit risk decisioning and collections optimization.
- Produce accurate and insightful reports that support credit risk management and collections performance monitoring.
Requirements
- Bachelors Degree in a numerate discipline (Statistics, Mathematics, or similar); Honors desirable.
- Strong SQL/SAS programming and data manipulation skills.
- Experience in credit risk, collections analytics, or data science within financial services or retail credit.
- Proficiency in Excel and analytical reporting tools.
- Understanding of credit risk management, collections strategies and retail credit portfolios.
- Knowledge of statistical analysis and predictive modelling techniques.
Qualifications
(No qualifications mentioned in the original job description)
Salary & Benefits
(No salary information mentioned in the original job description)
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Accounting / Finance Jobs in Western Cape
In Western Cape, South Africa, the accounting and finance sector is a thriving industry that plays a crucial role in driving economic growth and stability. Typically, job opportunities exist across various sectors, including financial services, technology, manufacturing, and more. Generally speaking, these roles offer competitive salaries and benefits packages.
Salary expectations for accounting and finance professionals in Western Cape vary widely based on factors such as experience, company size, industry sector, and qualifications. Broadly speaking, junior positions can range from R400 000 to R800 000 per annum, while senior roles can span from R1 million to R3 million or more. However, it is essential to note that actual salaries may differ significantly depending on individual circumstances. For instance, working for a multinational corporation like Google or Microsoft may result in higher salaries compared to smaller local businesses.
Common skills required for accounting and finance roles include strong analytical and problem-solving abilities, attention to detail, excellent communication and interpersonal skills, proficiency in accounting software such as Sage or Xero, and knowledge of tax laws and regulations. Typically, a degree in accounting or finance is necessary, with many professionals holding relevant professional certifications like the Chartered Accountant (CA) designation.
These roles are often found in various industry sectors, including financial services, technology, manufacturing, and more. Financial services sector companies, for instance, frequently employ accountants and finance professionals to manage their finances, prepare financial statements, and provide tax advice.
Career development opportunities abound in the accounting and finance field. Typically, junior roles can progress to senior positions within a few years, with many professionals advancing to leadership roles or starting their own businesses. Advanced certifications like the Certified Public Accountant (CPA) designation can also enhance career prospects.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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