Johannesburg: Credit Manager

About the Role

A well-established business is seeking an experienced Credit Manager to take ownership of the credit function within its finance team. This role is suited to a confident and analytical credit professional with strong leadership capability, a solid understanding of debtors management, and the ability to drive collections, reduce risk, and support cash flow optimisation across the business.

Key Responsibilities

• Assess the financial stability of both prospective and existing customers by reviewing credit reports, financial statements and related information to determine creditworthiness and appropriate credit limits.
• Oversee the full credit-granting process, including the approval or decline of credit applications, setting and reviewing credit ceilings, and monitoring the accounts receivable book.
• Investigate and resolve customer account queries, with particular focus on major problem accounts, ensuring matters are dealt with accurately and within required timelines.
• Drive collections on overdue accounts, implement debt recovery strategies, and support initiatives aimed at reducing bad debts and minimising financial loss.
• Facilitate regular meetings with key stakeholders to address outstanding debt concerns and improve collection outcomes.
• Develop, maintain and enforce credit policies and procedures in line with business requirements and relevant legal or regulatory standards.
• Support debt collection legal processes, including liaison on credit guarantee matters, declarations and recovery procedures where necessary.
• Manage debtors-related adjustments, journals, provisions, credit notes, settlement discounts, reimbursements, and credit balance reviews.
• Oversee gross exposure against credit limits and monitor accounts on hold, suspense orders, and other risk-related account activity.
• Prepare and review monthly and weekly reports, including outstanding debtors schedules, cash flow projections, collection performance, and other credit-related reporting requirements.
• Handle general ledger reconciliations, intercompany confirmations, export debtors declarations, bad debt administration, VAT claims and write-offs in line with relevant accounting standards.
• Review and sign off on credit notes, trade discounts, master data amendments, journals and related authorisations.
• Assist with incoming funds monitoring, banking matters, foreign exchange-related issues and service-related finance requests.
• Manage vendor applications, sundry invoicing and selected intercompany invoicing processes.
• Provide support across cross-border operations, including Botswana, with management reporting and credit-related sign-off responsibilities.

Requirements

• Finance Degree and/or a Credit Management qualification
• Minimum 5 years experience in a credit management role

Qualifications

• None mentioned

Salary & Benefits

• Not specified