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Cape Town City Centre: Senior Credit Analyst

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Job Description

About the Role

The organisation is known for its entrepreneurial culture, client-centric approach, and ability to structure tailored financial solutions across multiple sectors. This is a key leadership position within the Credit Risk function, combining strategic oversight with hands-on technical delivery. The successful candidate will lead a team of credit analysts, ensuring the delivery of high-quality credit assessments and presentations to senior decision-makers.

Key Responsibilities

  • Deal Origination & Structuring: Contribute to pre-credit discussions, assist with structuring solutions, and manage deal flow and resource allocation to optimise turnaround times
  • Credit Assessment & Review: Oversee the quality of credit applications across the team, providing guidance on complex transactions and ensuring consistency in submissions
  • Credit Analysis: Analyse financial statements, assess industry dynamics and market trends, and evaluate overall creditworthiness
  • Application Preparation: Compile and present clear, well-structured credit papers, ensuring alignment with internal policies and regulatory requirements
  • Stakeholder Engagement: Build strong working relationships across Credit, Front Office, Legal, and other internal teams
  • Post-Approval Execution: Liaise with legal and compliance teams to ensure the accurate implementation of approved transactions
  • Risk Management: Maintain awareness of the broader credit environment and incorporate this into decision-making and recommendations
  • Team Leadership: Mentor and develop team members, including onboarding, training, and continuous upskilling
  • Ad Hoc Support: Assist with reporting, data management, and broader credit-related projects
  • Client Interaction: Occasionally engage in client visits alongside deal or portfolio teams

Requirements

  • Solid understanding of the National Credit Act
  • Minimum 35 years experience in credit risk within a commercial or corporate environment

Qualifications

  • BCom degree in Finance, Accounting, or a related field
  • Postgraduate qualification (e.g. CA(SA), CFA, CIMA, or MBA) advantageous
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How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in Cape Town Region

In the Cape Town region, accounting and finance positions are typically found in various industries, including financial services, technology, and manufacturing sectors. The job market for these roles is generally stable, with a steady demand for skilled professionals to support business growth and development.

Accountants and finance specialists in Cape Town can expect salaries that range from R400 000 to R1 500 000 per annum, depending on factors such as level of experience, company size, industry sector, and specific job requirements. For example, entry-level positions may start at the lower end of this range, while senior roles or those in larger companies may command higher salaries towards the upper end. However, these figures are only general guidelines and actual salaries can vary significantly depending on individual circumstances.

Common skills required for accounting and finance roles in Cape Town include proficiency in financial software such as SAP or Xero, strong analytical and problem-solving skills, excellent communication and interpersonal skills, a solid understanding of tax laws and regulations, experience with budgeting and forecasting, and a degree in accounting or a related field. Other desirable skills may include knowledge of cloud-based technologies, data analysis tools, and industry-specific regulations.

The financial services sector is one of the largest employers of accountants and finance specialists in Cape Town, followed by technology and manufacturing industries. These sectors require professionals with a strong understanding of financial management, budgeting, and forecasting to support business growth and decision-making. Other industries that may employ accounting and finance staff include construction, tourism, and agriculture.

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For those interested in pursuing a career in accounting or finance, there are many opportunities for professional development and advancement. Many companies in Cape Town offer training programs and mentorship schemes to help employees build their skills and expertise. Additionally, certifications such as the Certified Public Accountant (CPA) designation can be beneficial in enhancing career prospects. Overall, a strong foundation in accounting and finance, combined with relevant work experience and industry-specific knowledge, can lead to a successful and rewarding career in this field.


This information provides general career guidance. Actual salaries and requirements vary by employer.



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