Johannesburg: Credit Risk Analyst

Key Responsibilities Develop, implement, and maintain credit risk models for merchant and consumer advances Create and refine credit scoring models to support lending decisions Monitor model performance, conduct validations, and ensure compliance Collaborate with data teams to ensure data quality and integrity Produce clear documentation for governance and audit purposes Support stress testing, scenario analysis, and automation of models into operational systems Job Experience and Skills Required Education: Degree in Statistics, Actuarial Science, Mathematics, Data Science, or related field (Postgraduate degree advantageous) Experience: 37 years in credit risk modelling, financial modelling, or data analytics within financial services, fintech, or consulting Hands-on experience with statistical programming (Python, R, SAS) and SQL Familiarity with machine learning approaches beneficial Strong understanding of credit lifecycle, risk metrics, and regulatory frameworks Skills & Attributes: Analytical mindset with strong mathematical skills Excellent communication skills for technical and non-technical audiences Ability to manage multiple priorities in a fast-paced environment Self-starter with problem-solving mindset Apply now! For more exciting Finance vacancies, please visit: