Credit Risk Analyst
Posted on 2025-04-16
| Employer | Credit Link Placements |
|---|---|
| Salary | 32000 |
| Category | Logistics |
| Location | Gauteng / Johannesburg |
Job Summary
The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the clients business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually.
Record new account information in the new accounts register within 3 hours of receipt of documents;
Update new accounts register daily with the progress of the account;
Have a discussion with a Commercial person to understand the requirements of the client;
Review all the documents received Business Application, STCs, company documents, and motivation;
If STCs are amended, ensure legal has reviewed and given the go-ahead;
Obtain the necessary credit bureau reports, trade references, and general research on the internet for the client;
If Audited Financial Statements are received, prepare the necessary ratios on the Credit Report Assessment document;
Visiting of clients as financials may need to be reviewed at the client premises;
Process should be completed within 1 to 2 days, and then review with the GCM;
If the risk is high, AFS and or guarantee is requested once discussed with the GCM;
Ensure the monthly re-vett schedule is completed, and the necessary accounts are reviewed
For Existing Clients:
The same process as new accounts is followed, but adding in the payment history over the last 6 months to a year depending on the payment terms;
Meet with the individual division`s GMs/ Commercial teams weekly to understand what is coming on board and sort out any underlying issues;
Once the account has been approved, create the client accounts on BOS, SAP, or CW inputting all client`s correct information;
Once opened on the system, all documents need to be uploaded to the Risk Share folder;
Prepare internal and external letters notifying everyone of the account being opened;
To ensure filing is up to date with all clients applications and documents;
Ensure POPI is followed;
Carry out the duties of colleagues as requested by Management whilst the colleagues are on leave or during peak periods;
Ensure that you know and adhere to all Company policies and procedures.
The successful candidate will need to be qualified with a degree.
BCom or BTech as well as Credit management 4 or 5
Credit Risk Analyst position available in Gauteng, Johannesburg. This job position was posted by Credit Link Placements. The job has been posted as a premium ad on 2025-04-16 at 13:38:30 in the Logistics category
Click Go Apply to apply online!
You might also like these jobs in the same area.
Apply directly for this position. Please read all instructions carefully.
We do not process job applications; we simply aggregate and display job listings.
More related positions
East London: Senior Credit Risk Analyst (Fully Remote – Sa)
SENIOR CREDIT RISK ANALYST (Fully remote position within South Africa) Position Requirements: A Degree in a quantitative field such as Statistics, Mathematics, Computer Science, Physics or Engineering. Post-Grad qualification or relevant professional quali
View Job
Senior Credit Risk Analyst (Fully Remote – Sa)
Midrand: Senior Credit Data Analyst / Credit Data And Risk Insights Analyst
About the Role Fempower is recruiting for a highly skilled Senior Credit Data Analyst on behalf of a leading financial institution. This role is pivotal in sourcing, aggregating, and analyzing credit data to support risk modeling, pricing, and portfolio re
View Job
Senior Credit Data Analyst / Credit Data And Risk Insights Analyst
Johannesburg: Credit Risk Quant Analyst
Key Responsibilities: Support credit risk model reviews and development for impairment (both IAS 39 and IFRS 9) and capital modelling purposes. Assist with credit strategic engagements to enhance clients` credit risk management capabilities. Potential invo
View Job
Credit Risk Quant Analyst
Johannesburg: Manager/Assistant Manager Â?? Credit Risk & Capital Management
Are you a credit risk professional with a passion for risk modeling, financial analysis, and regulatory compliance? Join our Financial Risk Management: Credit Risk & Capital Management team, where you`ll work on complex statistical models, cutting-edge ris
View Job
Manager/Assistant Manager Â?? Credit Risk & Capital Management
Johannesburg: Manager/Assistant Manager Â?? Credit Risk & Capital Management
Are you a credit risk professional with a passion for risk modeling, financial analysis, and regulatory compliance ? Join our Financial Risk Management: Credit Risk & Capital Management team, where you`ll work on complex statistical models, cutting-edge ri
View Job
Manager/Assistant Manager Â?? Credit Risk & Capital Management
Johannesburg: Credit Risk Manager
Are you an analytical professional with a passion for credit risk modelling and capital management? Join our Financial Risk Management team as a Manager , where you`ll work with experts, develop advanced risk models, and shape financial strategies. Take on
View Job
Credit Risk Manager
Cape Town City Centre: Credit Risk Manager
Are you an experienced credit risk professional looking to take the next step in your career? We are seeking a Credit Risk Manager to join a leading global advisory team. In this role, you will provide strategic oversight and guidance on managing credit ri
View Job
Credit Risk Manager
Johannesburg: Credit Risk Manager
Are you an experienced credit risk professional looking to take the next step in your career? We are seeking a Credit Risk Manager to join a leading global advisory team. In this role, you will provide strategic oversight and guidance on managing credit ri
View Job
Credit Risk Manager
Johannesburg: Credit Risk Quantitative Analyst
Key Responsibilities: Support credit risk model reviews and development for impairment (both IAS 39 and IFRS 9) and capital modelling purposes. Assist with credit strategic engagements to enhance clients` credit risk management capabilities. Potential invo
View Job
Credit Risk Quantitative Analyst
Johannesburg: Credit Risk Manager
Do you thrive on solving complex financial puzzles and building cutting-edge credit risk models? Were on the hunt for dynamic, forward-thinking Manager to join our Credit Risk & Capital Management team . If you love turning numbers into insights, working w
View Job
Credit Risk Manager
Sandton: Manager: Credit Risk – Origination
Leadership and management of the team to deliver on the requirements of credit risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients. Oversee the credit origination process, ensuring that credit
View Job
Manager
Johannesburg: Credit & Settlement Risk Analyst
What Youll Do â?? Monitor and assess credit risks across clients and markets â?? Conduct in-depth research on financial institutions and sovereign risks â?? Support business growth with country and client-level insights â?? Handle high-pressure scenarios,
View Job
Credit & Settlement Risk Analyst
South Africa: Credit & Settlement Risk Analyst
We are looking for a detail-oriented Credit & Settlement Risk Analyst to join our team. In this role, you will be responsible for evaluating credit risk, checking settlements, and ensuring compliance with regulations. Reporting to the Hiring Manager, you w
View Job
Credit & Settlement Risk Analyst
Centurion: Executive Manager: Credit Risk (Lending / Credit Granting) posted by Fempower Personnel
Fempower Executive Search is proud to partner with a prominent Development Finance Institution (DFI) in sourcing a visionary Executive Manager: Credit Risk to lead credit strategy and governance across a national lending portfolio. This is a confidential,
View Job
Executive Manager
Midrand: Senior Credit Data Analyst / Credit Data And Risk Insights Analyst posted by Fempower Personnel
About the RoleFempower is recruiting for a highly skilled Senior Credit Data Analyst on behalf of a leading financial institution. This role is pivotal in sourcing, aggregating, and analyzing credit data to support risk modeling, pricing, and portfolio rep
View Job
Senior Credit Data Analyst / Credit Data And Risk Insights Analyst
East London: Senior Credit Risk Analyst (Fully Remote – Sa) posted by Global Recruitment
SENIOR CREDIT RISK ANALYST (Fully remote position within South Africa)Position Requirements:A Degree in a quantitative field such as Statistics, Mathematics, Computer Science, Physics or Engineering.Post-Grad qualification or relevant professional qualific
View Job
Senior Credit Risk Analyst (Fully Remote – Sa)
Cape Town: Manager: Credit Risk Monitoring (Cape Town) posted by Fempower Personnel
MAIN PURPOSE OF THE JOBThe purpose of the job role is to assist, develop, monitor and report on the implementation of the Credit Risk Management Framework which includes credit policies, credit committee governance charters, portfolio monitoring and report
View Job
Manager
Midrand: Credit Risk And Data Project Lead posted by Profession Hub
Our client in the risk and credit industry has an opportunity for a Project Manager to focus on a data sharing initiative project for 6-12 months. The initiative is to drive business credit information sharing and in particular credit data related to smal
View Job
Credit Risk And Data Project Lead
East London: Senior Credit Risk Analyst
Our client is seeking the services of a Senior Credit Risk Analyst to join their team. Position will work remotely. Successful candidate will report to the Head of Credit. Minimum Requirements:- Degree in a Quantitative field such as Statistics, Mathematic
View Job
Senior Credit Risk Analyst
Johannesburg: Manager: Credit Risk posted by Telebest
Our client has an opportunity available for a Manager in the Credit Risk department based in Sandton.Requirements:CA or BCom postgraduate qualification.MBA would be advantageous.10 to 15 years Credit Risk experience in a financial institution.3+ years mana
View Job
Manager
Sandton: Senior Credit Portfolio & Risk Assurance Manager posted by TalentCru
Portfolio Managers enable the organization to protect its funding and investments and balance the level of risk in a portfolio through proactive management of risk limits while providing a complete overview of the portfolio risks that could impact the acco
View Job
Senior Credit Portfolio & Risk Assurance Manager
Sandton: Manager: Credit Risk – Origination posted by TalentCru
Leadership and management of the team to deliver on the requirements of credit risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients. Oversee the credit origination process, ensuring that credit
View Job
Manager
Sandton: Senior Credit Portfolio & Risk Assurance Manager posted by TalentCru
Portfolio Managers enable the organization to protect its funding and investments and balance the level of risk in a portfolio through proactive management of risk limits while providing a complete overview of the portfolio risks that could impact the acco
View Job
Senior Credit Portfolio & Risk Assurance Manager
Centurion: Credit Risk Analyst | Centurion posted by The Recruitment Council
Are you a detail-oriented professional with a passion for managing credit risk? Join a dynamic team as a Credit Risk Analyst, where you`ll play a vital role in assessing, managing, and monitoring credit exposures within shareholders` portfolios. Key Respon
View Job
Credit Risk Analyst | Centurion
Sandton: Manager: Credit Risk – Origination posted by TalentCru
Leadership and management of the team to deliver on the requirements of credit risk Origination, ensuring efficiencies in originating new transactions and additional funding to existing clients. Oversee the credit origination process, ensuring that credit
View Job
Manager