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Johannesburg: Credit Risk Analyst

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Job Description

About the Role

We are seeking a seasoned Credit Risk Analyst to join our team in Johannesburg. With 37 years of experience in credit risk modelling, financial modelling, or data analytics within financial services, fintech, or consulting, you will play a crucial role in developing and implementing credit risk models for merchant and consumer advances.

Key Responsibilities

  • Develop, implement, and maintain credit risk models for merchant and consumer advances
  • Create and refine credit scoring models to support lending decisions
  • Monitor model performance, conduct validations, and ensure compliance
  • Collaborate with data teams to ensure data quality and integrity
  • Produce clear documentation for governance and audit purposes
  • Support stress testing, scenario analysis, and automation of models into operational systems

Requirements

  • Degree in Statistics, Actuarial Science, Mathematics, Data Science, or related field (Postgraduate degree advantageous)
  • 37 years of experience in credit risk modelling, financial modelling, or data analytics within financial services, fintech, or consulting
  • Hands-on experience with statistical programming (Python, R, SAS) and SQL
  • Familiarity with machine learning approaches beneficial

Qualifications

  • Degree in Statistics, Actuarial Science, Mathematics, Data Science, or related field (Postgraduate degree advantageous)

How to Apply

Apply now! For more exciting Finance vacancies, please visit our website.

About IT / Computing / Software Jobs in Gauteng

In Gauteng, the IT and computing industry is a significant contributor to the province’s economy, with a steady demand for skilled professionals. Typically, this field is characterized by rapid technological advancements, innovative projects, and a high level of job satisfaction among employees. Generally, career prospects in this sector are strong, with a range of opportunities available across various industries.

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Salaries for IT and computing professionals in Gauteng can vary widely depending on factors such as experience, company size, and industry sector. While it is common to see salaries ranging from R400 000 to R1,200 000 per annum, these figures are only a general guideline and actual salaries may differ significantly. For instance, senior executives or technical leads with extensive experience may command higher salaries, while entry-level positions may start at lower levels.

Common skills required for IT and computing roles in Gauteng include proficiency in programming languages such as Java, Python, or C++, knowledge of cloud platforms like AWS or Azure, and experience with agile development methodologies. Additionally, understanding of data analysis and interpretation, cybersecurity principles, and IT project management are often essential. Familiarity with popular software applications, such as Microsoft Office 365 or Google Workspace, is also beneficial.

The financial services sector, technology industry, manufacturing sector, and government departments are among the common industries that employ IT and computing professionals in Gauteng. These sectors require a range of skills and expertise, from data analysis to network administration, making them attractive options for career development.

For those seeking a career in IT and computing, there are numerous opportunities for professional growth and development. Typically, career progression involves moving into senior roles or specialized positions, such as technical lead, solutions architect, or data scientist. Opportunities for further education and training, such as certifications or postgraduate studies, can also enhance job prospects. Generally, a strong understanding of industry trends, networking, and continuous learning are essential for success in this field.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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