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Johannesburg: Credit Risk Analyst

Johannesburg: Credit Risk Analyst

Posted on 2025-07-01 00:00:00

Employer Unspecified
Category Accounting / Finance
Location Gauteng  / Johannesburg

Job Summary

Credit Risk Associate Metals Department: Credit Risk Key Responsibilities: Conduct in-depth credit assessments, including financial analysis, industry and country risk evaluations, and qualitative reviews of counter-parties. Draft and present detailed credit proposals and risk opinions to senior stakeholders. Monitor and manage credit exposures, updating risk ratings and credit files as needed. Set and review credit limits, payment terms, and apply risk mitigation tools such as collateral, guarantees, or credit insurance. Support internal credit risk modeling and the maintenance of rating frameworks. Monitor macro-economic trends and geopolitical developments that may impact credit quality. Ensure adherence to internal credit policies and external regulatory requirements. Contribute to the improvement of credit underwriting processes and systems. Qualifications & Experience: Bachelors Degree in Finance, Economics, Accounting, or a related field. Professional certifications (CFA, FRM, or similar) are advantageous. Minimum of 5 years of relevant experience. Strong analytical skills and financial modeling experience. Familiarity with trade finance instruments and risk mitigation techniques. Experience in international markets or cross-border credit exposure. Previous work in commodities, energy, or banking is a plus. Proficiency in Microsoft Excel and PowerPoint; knowledge of tools such as Bloomberg or S&P Capital IQ is beneficial. Key Competencies: Strong communication skills, both written and verbal. Ability to manage multiple tasks and stakeholders under tight deadlines. Detail-oriented with a proactive, team-focused mindset. Advanced Excel skills, including database functionality and logical functions.

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Johannesburg: Credit Risk Analyst

Johannesburg: Credit Risk Analyst

Posted on 2025-06-27 00:00:00

Employer Unspecified
Category Accounting / Finance
Location Gauteng  / Johannesburg

Job Summary

Key Responsibilities: Support the development and review of credit risk models for impairment (IAS 39, IFRS 9) and capital modelling. Contribute to strategic credit risk projects that enhance clients’ risk management capabilities. Potential involvement in capital and balance sheet management projects (ICAAP, Risk Appetite, Economic Capital). Collaborate with a diverse client base across the financial services sector, including banks, development finance institutions, micro-lenders, and retailers. Opportunities for travel within Africa, Europe, and the Middle East. Desired Skills & Experience: Honours or Masters degree in a quantitative field (Mathematics, Statistics, Actuarial Science, etc.). Minimum of 4 years experience in a quantitative credit risk role. Proficiency in SAS systems. Strong communication skills, with the ability to present complex quantitative concepts to both technical and non-technical audiences, including senior management and clients. To Apply: Please send your CV to

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Johannesburg: Credit Risk Analyst

Johannesburg: Credit Risk Analyst

Posted on 2025-06-17 00:00:00

Employer Unspecified
Category Accounting / Finance
Location Gauteng  / Johannesburg

Job Summary

Key Responsibilities: Support credit risk model review and development for impairment (both IAS 39 and IFRS 9) and capital modelling purposes. Assist with credit strategic engagements to enhance clients’ credit risk management capabilities. Potential involvement with capital management and balance sheet management engagements, including ICAAP, Risk Appetite, and Economic Capital modelling. Engage with a wide range of clients within the financial services industry, including banks, development finance institutions, micro-lenders, and retailers. Potential travel opportunities, including destinations within the Rest of Africa, Europe, and the Middle East. Desired Skills and Experience: A Hons or Masters degree in a quantitative discipline such as Mathematics, Statistics, Actuarial Science, or a similar field. At least 4 years of relevant experience in a quantitative credit risk role. Proficiency in SAS systems. Strong communication skills to articulate complex quantitative concepts to both technical and non-technical individuals, and to engage with senior management and clients. Salary Expectations: Salary is dependent on qualifications and experience.

Click Go Apply to apply online!


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