Job Description
About the Role
Network International is seeking an experienced Director of Credit Risk to lead our credit risk function, drive strategic credit risk decisions, and oversee credit risk analytics in a rapidly expanding financial environment. This is a rare opportunity for a seasoned professional to make a significant impact at an executive level.
Key Responsibilities
- Lead the full credit risk function, including credit policy, governance, and portfolio oversight.
- Drive strategic credit risk decisions aligned with the bank’s growth objectives and regulatory obligations.
- Oversee credit risk analytics, modelling, portfolio segmentation, and performance monitoring.
- Manage and enhance credit approval frameworks for retail, SME, and corporate lending.
- Engage with executive and board committees on risk appetite, portfolio trends, impairments, and stress testing.
- Strengthen risk controls, earlywarning systems, and credit quality management across the bank.
- Provide leadership and guidance to the credit risk team, including developing and mentoring senior and junior staff.
- Collaborate with finance, operations, audit, and regulatory stakeholders to ensure sound risk governance.
Requirements
- Qualifications:
- Honours degree in Finance, Risk Management, Economics, or related field (Master’s advantageous).
- Professional certifications in risk (CFA, FRM, CRM, etc.) will be highly beneficial.
- Experience:
- 10+ years’ experience in credit risk management within banking or financial services.
- Strong exposure to credit policy, credit decisioning, portfolio monitoring, and impairments.
- Proven experience in leading teams at a senior or executive level.
- Experience in African or emerging markets will be a significant advantage.
Technical Competencies
- Deep understanding of retail, SME, and corporate credit risk.
- Strong command of credit modelling principles, IFRS 9, stress testing, and regulatory frameworks.
- Ability to design and maintain credit governance structures and risk appetite statements.
Leadership Competencies
- Strong strategic thinking and executive communication skills.
- Ability to influence stakeholders at Board, Exco, and regulatory levels.
- Experience building highperforming credit teams in complex environments.
Location & Package
- Role based in Central Africa (full details shared during the interview process).
- Expatriate package, including accommodation support, flights, security arrangements, and medical cover, available for the right candidate.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Tourism/Hospitality Management Jobs in Africa
Tourism and hospitality management positions are a common career path in Africa, particularly in South Africa, where the tourism industry is a significant contributor to the country’s GDP. Generally, this field offers diverse job opportunities, from managing hotels and resorts to working in event planning and destination marketing. Typically, professionals with expertise in this area play a crucial role in promoting and developing sustainable tourism practices.
Salaries for tourism and hospitality management roles vary widely depending on factors such as experience, company size, and industry sector. Broadly speaking, entry-level positions typically range from R200 000 to R400 000 per annum, while more senior roles can command salaries between R500 000 to R1 million or more. However, these figures are subject to variation, and actual salaries may differ based on individual circumstances.
Common skills for tourism and hospitality management roles include strong communication and interpersonal skills, ability to work under pressure, experience with event planning and management software, knowledge of local and international market trends, proficiency in multiple languages, including Afrikaans and English, and a valid safety certificate. Additionally, having a degree or diploma in a relevant field, such as hospitality management, tourism studies, or business administration, is often an added advantage.
Tourism and hospitality management roles are commonly found across various industries, including financial services sector, technology industry, manufacturing sector, and retail sector. These sectors often require professionals with expertise in managing tourist flows, developing destination marketing strategies, and providing exceptional customer service.
For career development, professionals in this field can expect opportunities for advancement to senior management positions or specialized roles such as tourism consultant, destination manager, or hotel manager. Common professional certifications include the Certified Hotel Manager (CHM) or Certified Tourism Professional (CTP). Furthermore, ongoing education and training are essential to stay up-to-date with industry trends and developments, which may involve attending conferences, workshops, and online courses.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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