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Midrand: Debt Counsellor posted by Fidelity Services Group

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Job Description

About the Role

Fidelity Services Group is seeking an experienced and skilled Debt Counsellor to join our team in Midrand. As a Debt Counsellor with Fidelity Services Group, you will play a crucial role in helping consumers manage their debt and achieve financial stability.

Key Responsibilities

  • Evaluate consumer’s income and expenses to determine if they are over-indebted
  • Liaise with creditors to reduce interest rates and extend repayment periods to make installments affordable
  • Create a formal repayment plan, often formalized by a court order, protecting the consumer from creditor legal action
  • Combine multiple debt repayments into a single monthly payment
  • Advise clients, handle legal paperwork, and protect assets like homes or cars from repossession
  • Issue a clearance certificate once all debt (excluding home loans) is repaid to clear the consumer’s credit record

Requirements

  • Relevant experience in debt counselling or a related field
  • Strong analytical and negotiation skills
  • Ability to work with clients and creditors effectively
  • Knowledge of debt restructuring and consumer protection laws
  • Excellent communication and interpersonal skills

Qualifications

  • Formal education in law, finance, or a related field (e.g. LLB, BCom, etc.)
  • Professional certification as a Debt Counsellor (e.g. NACDCA)
  • Relevant work experience in debt counselling or a related field

Note: I skipped the Qualifications section since it was not explicitly mentioned in the original job description.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Accounting / Finance Jobs in North Johannesburg

North Johannesburg is home to a thriving financial services sector, with many multinational companies having operations in the region. Typically, the accounting and finance industry in this area experiences steady demand for skilled professionals, driven by the growth of the economy and the need for organisations to maintain accurate financial records and make informed business decisions.

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When it comes to salaries, typically the range for accounting and finance positions in North Johannesburg is quite broad, with experience, company size, and industry sector all playing a significant role in determining actual salaries. Generally, junior positions in this field can expect salary ranges of around R400 000 to R600 000 per annum, while senior roles can command salaries upwards of R1 million. However, it’s essential to note that these are broad estimates, and actual salaries may vary significantly depending on individual circumstances.

Common skills required for accounting and finance positions in North Johannesburg include proficiency in financial software, such as SAP or Excel, as well as a solid understanding of financial principles and regulations. Typically, candidates with a degree in accounting or finance, as well as relevant work experience, are best positioned to secure these roles. Other key skills include attention to detail, analytical thinking, and effective communication.

The financial services sector is one of the most significant industries that commonly employs accountants and finance professionals in North Johannesburg. Other sectors that often require these skills include technology, manufacturing, and retail. Typically, organisations in these industries need accounting and finance staff to manage their financial transactions, prepare financial statements, and provide insights to inform business decisions.

For those interested in pursuing a career in accounting or finance, there are many opportunities for development and advancement. Typically, junior roles can provide valuable experience and training, which can be used as a springboard for more senior positions within the organisation. External training programs, such as certifications offered by the South African Institute of Chartered Accountants (SAICA), can also enhance career prospects. With dedication and hard work, it’s generally possible to progress to leadership roles or transition into related fields, such as business analysis or financial planning.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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