Cape Town: Junior Onboarding & Compliance Analyst – CPT posted by DataFin Recruitment

ENVIRONMENT:

Our client, a fast growing and highly innovative FinTech company within the payments space, is seeking a detail Junior Onboarding & Compliance Analyst to join their team based in Claremont, Cape Town. This is a dual focused role positioned at the centre of a regulated South African fintech environment, combining enterprise client onboarding, compliance administration, transaction monitoring, and daily payout operations. The successful candidate will gain direct exposure to senior decision makers, compliance specialists, and operational processes within a business that is scaling rapidly in the fintech and payments sector.

DUTIES:

Compliance & Onboarding:
Conduct KYB (Know Your Business) and KYC (Know Your Customer) checks for new enterprise clients.
Collect, verify and maintain Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) documentation in line with FICA requirements.
Maintain onboarding files, compliance documentation and client risk registers.
Assist with RMCP execution, audits and reporting alongside external compliance partners.
Ensure onboarding processes align with South African AML, FICA and POPIA regulations.

Operations & Transaction Monitoring:
Monitor daily payout transactions across the platform, identifying anomalies or irregularities.
Investigate failed transactions, reconciliation discrepancies and operational exceptions.
Prepare transaction logs, operational reports and month end reporting packs.
Handle client operational queries relating to payouts, settlements and file submissions.
Support daily operational processes to ensure smooth payout and reconciliation activities.

REQUIREMENTS:

• Minimum 1 to 2 years experience within fintech, payments, banking or a regulated financial services environment.
• Experience working with KYC and KYB processes, ideally within B2B or enterprise onboarding.
• Sound understanding of FICA, POPIA and the South African AML regulatory landscape.
• Strong attention to detail with the ability to work accurately in a highly structured environment.
• Comfortable working with spreadsheets, reconciliations and operational documentation.
  Strong written and verbal communication skills.
• Exposure to transaction monitoring, reconciliations, payroll, payouts or disbursement operations is advantageous.
• Relevant qualification in Compliance, Finance, Business, Law or related field preferred.

ATTRIBUTES:
Highly detail orientated and process driven.
Professional, organised and accountable.
Comfortable working in a fast paced, evolving environment.
Able to manage both operational and compliance focused responsibilities simultaneously.
Strong problem solving and investigative mindset.