Job Description
About the Role
Network Finance is seeking a commercially minded Lending Supervisor / Credit Risk professional to join their team. This role is ideal for an experienced credit professional with strong knowledge of SME lending, credit risk assessment, and loan portfolio management.
Key Responsibilities
- Review, assess, approve and process SME lending applications in line with credit policies and risk appetite.
- Conduct detailed credit risk assessments on small and medium-sized enterprises, including financial analysis, affordability assessments, and business viability evaluations.
- Evaluate and manage funding facilities such as purchase order financing and invoice discounting.
- Monitor and manage the performance of the loan portfolio post-disbursement.
- Proactively oversee collections, arrears management, and recovery processes to minimise credit losses.
- Identify early warning signs of portfolio deterioration and implement corrective actions.
- Ensure all lending activities comply with regulatory requirements, internal policies, and governance frameworks.
- Prepare and present accurate lending, portfolio, collections, and risk reports to management.
- Maintain high standards of documentation, record keeping, and audit readiness.
- Supervise and support lending operations while driving continuous process improvements.
- Collaborate with internal stakeholders to ensure efficient loan administration and customer service delivery.
Requirements
- Degree or Diploma in Finance, Accounting, Banking, Risk Management, or a related field.
- Minimum 3–5 years’ experience within SME lending, business finance, commercial credit, or asset-based lending.
- Strong understanding of credit risk assessment for SMEs and business lending products.
- Proven experience with purchase order funding and invoice discounting facilities.
- Experience managing loan portfolios, collections, arrears, and recoveries.
- Strong knowledge of lending regulations, compliance requirements, and credit governance.
Qualifications
No specific qualifications mentioned in the original job description.
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Supermarket Jobs in Gauteng
Gauteng is home to various supermarkets and retail chains, making it an attractive industry for job seekers. The supermarket sector typically experiences steady demand for skilled professionals due to the increasing focus on customer experience, efficiency, and product knowledge. As a result, job seekers in this field can expect to find opportunities that cater to their interests and skills.
Generally, salaries for supermarket roles in Gauteng vary widely depending on factors such as level of experience, company size, and industry sector. Typically, entry-level positions offer modest salary ranges (around R30 000 – R50 000 per annum), while senior or management roles can command higher compensation (in excess of R80 000 – R150 000 per annum). It is essential to note that these are broad estimates, and actual salaries may differ based on individual circumstances.
Common skills required for supermarket roles in Gauteng include excellent communication and interpersonal skills, ability to work effectively under pressure, basic knowledge of product management, inventory control, and customer service standards. Other relevant skills often include attention to detail, analytical thinking, and problem-solving abilities. Typically, candidates with experience in retail or customer-facing environments may have an advantage when applying for these roles.
The supermarket sector employs professionals from various industries, including financial services, technology, manufacturing, and food production. Financial services companies often require staff to manage cash handling and inventory control systems, while tech-savvy individuals can excel in data analysis and IT support roles. Manufacturers and producers of packaged goods also rely on supermarkets for distribution and supply chain management.
For those interested in a career in the supermarket sector, opportunities abound for professional development. Typically, career progression paths involve taking on additional responsibilities, such as team lead or store manager roles, which can be achieved within 2-5 years of experience. Many supermarkets also provide training programs and upskilling initiatives to support employee growth and advancement.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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