Job Description
About the Role
Hire Resolve is seeking a meticulous and analytically-minded Credit Analyst to join an innovative financial team in Cape Town. This role is central to executing a robust credit risk framework within the bridging finance sector, ensuring transactional integrity and strict regulatory compliance.
Key Responsibilities
- Conduct comprehensive financial analysis and due diligence on bridging loan applications for property sellers and estate agents.
- Evaluate creditworthiness using financial data and credit reports, assisting in structuring terms that align with the company’s risk appetite.
- Ensure all credit activities strictly adhere to the National Credit Act (NCA) and POPIA.
- Track the performance of the bridging finance portfolio, identifying early warning indicators and delinquency trends.
- Work closely with conveyancers and internal teams to resolve credit-related issues and facilitate smooth loan processes.
- Support the integration of data-driven solutions and credit scorecards for risk segmentation.
Requirements
- Education: Bachelor’s degree in Finance, Accounting, Law, or a related field.
- Experience: 2+ years of experience in credit analysis or risk assessment, ideally within bridging finance or specialist lending.
- Technical Knowledge: In-depth, practical knowledge of the National Credit Act (NCA) is essential.
- Skills: Strong financial modeling and underwriting abilities; proficiency in MS Excel.
- Advantageous: Experience in drafting legal agreements or familiarity with alternative collateral.
Qualifications
No qualifications mentioned.
Salary & Benefits
R350,000 – R400,000 per annum (TCTC).
Contact Information
Email your CV to [.za](mailto:.za)
Visit .za
How to Apply
Click the green “Go Apply” button below to apply directly online with the employer.
About Other Finance/Accounting Jobs in Western Cape
In the Western Cape, the finance and accounting profession is a thriving industry with a strong demand for skilled professionals. Typically, the job market trends indicate a steady growth in the need for finance and accounting expertise across various sectors. This is often driven by the increasing importance of financial management, regulatory compliance, and data-driven decision-making in businesses.
When it comes to salaries, it’s common to see broad ranges varying depending on factors like experience, company size, and industry sector. Generally, entry-level positions can expect salaries ranging from R250 000 to R400 000 per annum, while senior roles may command salaries between R600 000 and R1 200 000 or more, depending on the individual’s qualifications and level of expertise.
Common skills required for finance and accounting roles in Western Cape include proficiency in financial software such as QuickBooks, Xero, or SAP; strong analytical and problem-solving skills; excellent communication and interpersonal skills; attention to detail and organisational abilities; knowledge of tax laws and regulations; and experience with budgeting and forecasting tools. Typically, a degree in commerce, accounting, or a related field is also essential.
Industry sectors commonly employing finance and accounting professionals include the financial services sector, technology industry, manufacturing sector, and corporate organisations. These roles often involve providing financial guidance, managing budgets, preparing financial reports, and ensuring compliance with regulatory requirements.
For those looking to advance their careers in finance and accounting, career development opportunities abound. Typically, experienced professionals can move into senior management positions or pursue specialisations like forensic accounting, audit, or financial planning. Others may choose to transition into related fields like business consulting, investment banking, or entrepreneurial ventures. With continuous learning and professional development, finance and accounting professionals in Western Cape can enjoy a rewarding and challenging career with opportunities for growth and advancement.
This information provides general career guidance. Actual salaries and requirements vary by employer.
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