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Midrand: Lending Supervisor

Job Description

Company and Job Description This role sits within a dynamic lending environment focused on responsible credit growth and strong portfolio performance. You will be responsible for coordinating the lending function, supporting a high-performing team, and ensuring that all credit decisions are commercially sound and aligned to risk appetite. This is an excellent opportunity for a credit professional looking to step into a supervisory role where you will influence lending strategy, strengthen credit quality, and contribute to long-term portfolio sustainability. WIIFM: You will gain exposure to end-to-end lending operations, complex credit transactions, and leadership responsibilities within a fast-paced financial services environment. Key Responsibilities Loan Origination & Processing Drive and support the implementation of lending origination strategies alongside the credit team Ensure loan applications are processed accurately, efficiently, and in line with internal policies and turnaround standards Take ownership of more complex credit applications and structured deals Evaluate and recommend funding applications, clearly highlighting risks, deviations, and mitigation measures Oversee the preparation and execution of legal agreements and fulfilment of conditions precedent Review and approve disbursements in line with credit mandates Maintain accurate and complete records of all loan applications and credit decisions Monitoring & Collections Monitor loan performance post-disbursement in line with credit policies and risk guidelines Manage loan amendments, extensions, and post-investment support requirements Oversee collection processes and ensure timely recovery actions are implemented Engage internal and external recovery partners, including debt collection agencies Minimise impairments, arrears, and write-offs through proactive risk management Maintain strong client relationships to ensure retention and reduce portfolio attrition Reporting & Compliance Prepare and present weekly, monthly, quarterly, and annual lending reports for internal and external stakeholders Ensure full compliance with relevant regulatory requirements, credit policies, and governance standards Team & Organisational Development Supervise and support the lending team to achieve operational and performance targets Promote continuous learning, skills development, and mandatory training compliance within the team Contribute to the enhancement of credit policies, procedures, and operational frameworks Monitor market and regulatory developments and recommend improvements to lending practices Support strategic initiatives, process optimisation, and product development projects Job Experience and Skills Required Education: Relevant Degree or Diploma in Finance, Accounting, Economics, or related field Experience: Minimum 5 years experience in credit, lending, or loan management Experience in assessing credit risk and managing lending portfolios Skills: Strong analytical and problem-solving ability Excellent attention to detail and sound credit judgement Strong organisational and time management skills Proficiency in Microsoft Office and credit/lending systems Ability to assess risk-return trade-offs and structure practical credit solutions Non-negotiables: Solid understanding of credit risk principles and lending frameworks Proven ability to manage lending processes end-to-end For more exciting Finance vacancies, please visit:

How to Apply

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About Accounting / Finance Jobs in North Johannesburg

North Johannesburg is home to a thriving financial services sector, with many multinational companies having operations in the region. Typically, the accounting and finance industry in this area experiences steady demand for skilled professionals, driven by the growth of the economy and the need for organisations to maintain accurate financial records and make informed business decisions.

When it comes to salaries, typically the range for accounting and finance positions in North Johannesburg is quite broad, with experience, company size, and industry sector all playing a significant role in determining actual salaries. Generally, junior positions in this field can expect salary ranges of around R400 000 to R600 000 per annum, while senior roles can command salaries upwards of R1 million. However, it’s essential to note that these are broad estimates, and actual salaries may vary significantly depending on individual circumstances.

Common skills required for accounting and finance positions in North Johannesburg include proficiency in financial software, such as SAP or Excel, as well as a solid understanding of financial principles and regulations. Typically, candidates with a degree in accounting or finance, as well as relevant work experience, are best positioned to secure these roles. Other key skills include attention to detail, analytical thinking, and effective communication.

The financial services sector is one of the most significant industries that commonly employs accountants and finance professionals in North Johannesburg. Other sectors that often require these skills include technology, manufacturing, and retail. Typically, organisations in these industries need accounting and finance staff to manage their financial transactions, prepare financial statements, and provide insights to inform business decisions.

For those interested in pursuing a career in accounting or finance, there are many opportunities for development and advancement. Typically, junior roles can provide valuable experience and training, which can be used as a springboard for more senior positions within the organisation. External training programs, such as certifications offered by the South African Institute of Chartered Accountants (SAICA), can also enhance career prospects. With dedication and hard work, it’s generally possible to progress to leadership roles or transition into related fields, such as business analysis or financial planning.


This information provides general career guidance. Actual salaries and requirements vary by employer.



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Posted in Jobs in Central Johannesburg, Jobs in Midrand, Jobs in North Johannesburg, Jobs in Northern Suburbs

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