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Johannesburg: Commercial Underwriter posted by AJ Personnel

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Job Description

About the Role

We are seeking an experienced Commercial Underwriter to join our team in Johannesburg. The ideal candidate will have a strong background in commercial underwriting within short-term insurance, with a focus on risk assessment and policy analysis.

Key Responsibilities

  • Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
  • Evaluate new business and renewal applications for commercial insurance coverage
  • Analyse risk exposures and determine appropriate premiums, terms, and conditions
  • Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
  • Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
  • Maintain accurate underwriting records and documentation
  • Adhere to underwriting guidelines and product offerings
  • Monitor portfolio performance and flag or identify emerging risks
  • Work with Claims and Finance teams to ensure policy accuracy and risk alignment

Requirements

  • 3–5 Years’ experience in commercial underwriting within short-term insurance
  • RE5 certification essential
  • FAIS-compliant (relevant NQF qualification, minimum 120 credits)
  • Fluent in Afrikaans and English
  • Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
  • Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)

Qualifications

No formal education or certifications mentioned.

Salary & Benefits

Salary information not provided.

How to Apply

Click the green “Go Apply” button below to apply directly online with the employer.

About Clerical Insurance Jobs in Gauteng

In the Gauteng region of South Africa, Clerical Insurance positions are generally found within various industries, including those involved in financial services, technology, and other sectors where insurance-related functions are commonly required. Typically, these roles involve administrative tasks such as data entry, policy administration, and customer service, with an emphasis on ensuring accurate and timely processing of claims and policy information.

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The salary range for Clerical Insurance positions in Gauteng can vary widely depending on factors such as experience, company size, and industry sector. Generally, salaries tend to be higher in larger corporations and those operating within the financial services sector. Typically, Clerical Insurance roles offer a broad salary range, with common estimates ranging from R400 000 to R800 000 per annum for entry-level positions. However, it’s essential to note that actual salaries can vary significantly depending on individual circumstances.

Common skills required for Clerical Insurance roles include proficiency in Microsoft Office applications, excellent communication and interpersonal skills, attention to detail, and ability to work accurately under pressure. Other important skills often include basic knowledge of insurance principles, experience with claims processing software, and the ability to maintain confidentiality when handling sensitive information. In some cases, working knowledge of accounting or bookkeeping principles may also be beneficial.

Clerical Insurance roles can be found in various industries, including financial services sector, technology industry, manufacturing sector, and more. The common thread among these sectors is often a need for efficient and accurate processing of claims and policy information. Within the financial services sector, Clerical Insurance roles may focus on policy administration, claims handling, or customer service, while in the technology industry, roles may involve data analysis, risk assessment, or compliance.

For those interested in pursuing a career as a Clerical Insurance professional, opportunities for career development exist within these industries. Typically, career progression paths include moving from entry-level positions to senior administrative roles, gaining experience and developing advanced skills such as risk management or policy development. With time and experience, professionals in this field may also be eligible for leadership positions or specialized roles that focus on compliance, quality assurance, or training and development.

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This information provides general career guidance. Actual salaries and requirements vary by employer.



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